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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Reliable, easy to use

Great card. Easy to use app. All round good Reviewed on: 21st February 2023

Very happy

The app is very easy to understand. Reviewed on: 21st February 2023

Fantastic credit card

This card has helped me improve my credit score Reviewed on: 21st February 2023

Great Card Provider

Great customer service and a fantastic app. Reviewed on: 21st February 2023

Awesome

Great all round experience would highly recommend Reviewed on: 21st February 2023

Easy basic credit card

Easy to use everyday services provided by them Reviewed on: 21st February 2023

Good wee credit card

Easy to deal with never had any problem with them. Reviewed on: 21st February 2023

Best low interest credit card

Best credit card with no hidden charges Reviewed on: 21st February 2023

THE BEST

Honestly can’t sing their praises high enough!! Such good customer service and really fair rates. Reviewed on: 21st February 2023

Easy to use

Zopa is an easy to use credit card and have fount the App easily accessible where I can manage my account effectively including viewing my pin changing my spending an limits would recommend Zopa to family and friends. Reviewed on: 21st February 2023

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