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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit card

Easy the use and pay on the app Reviewed on: 21st February 2023

Excellent app and great customer service

Easy to apply for card. App is easy to navigate. Also facilitates an access to your borrowing power and affords extremely useful savings advice and tips. Reviewed on: 21st February 2023

Best Loan provider

Applying for a Zopa credit card was so easy the service is good and I receive frequent emails to keep me informed of my status Reviewed on: 21st February 2023

It's OK

Not bad could be better apart from that it's good to use Reviewed on: 21st February 2023

Best service

So much imptessive and ease of mind. Reviewed on: 21st February 2023

smooth and efficient credit

Find the Zopa app really efficient and smooth, wouldn’t want to manage my finances any other way:) Reviewed on: 21st February 2023

Really lovely people on the customer service telephone when I ring them up very helpful

They always explain things in detail and are very helpful and kind Reviewed on: 21st February 2023

Terrific Brilliant

Fantastic service. Everything is there for you step by step Reviewed on: 21st February 2023

Perfect

Simple to use ,handy app.perfect customer service Reviewed on: 21st February 2023

Top card

Very Good card never had any issues. Well recommended indeed. Reviewed on: 21st February 2023

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