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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Terrific Brilliant

Fantastic service. Everything is there for you step by step Reviewed on: 21st February 2023

Perfect

Simple to use ,handy app.perfect customer service Reviewed on: 21st February 2023

Top card

Very Good card never had any issues. Well recommended indeed. Reviewed on: 21st February 2023

Very easy to use

Easy to use, friendly team and great at communicating changes to your services Reviewed on: 21st February 2023

Best Credit Card App

Extremely easy to use with a excellent app service I have had no issues at all Reviewed on: 21st February 2023

Great service

Always a great service from zopa Reviewed on: 21st February 2023

GOOD SERVICE

KEY INFORMATION ACCESS VIA APP AND EASY ACCESS Reviewed on: 21st February 2023

Simply easy to use app makes financing easier

Smyth and easily navigated around the app Reviewed on: 21st February 2023

Simple and effective

When I applied for my credit card, I was approved very quickly without any complications and was sent my card and details without delay. Since then, it has been very simple to manage my account, with regular communication from Zopa, monthly statements and the ease of arranging the minimum payment to roll month to month. Zopa also give tips on how to improve your financial picture, for example, your borrowing power, and then provide recommendations for credit. Reviewed on: 21st February 2023

Brilliant

Brilliant easy to deal with .no problems what so ever Reviewed on: 21st February 2023

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