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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best Loan provider

Applying for a Zopa credit card was so easy the service is good and I receive frequent emails to keep me informed of my status Reviewed on: 21st February 2023

It's OK

Not bad could be better apart from that it's good to use Reviewed on: 21st February 2023

Best service

So much imptessive and ease of mind. Reviewed on: 21st February 2023

smooth and efficient credit

Find the Zopa app really efficient and smooth, wouldn’t want to manage my finances any other way:) Reviewed on: 21st February 2023

Really lovely people on the customer service telephone when I ring them up very helpful

They always explain things in detail and are very helpful and kind Reviewed on: 21st February 2023

Terrific Brilliant

Fantastic service. Everything is there for you step by step Reviewed on: 21st February 2023

Perfect

Simple to use ,handy app.perfect customer service Reviewed on: 21st February 2023

Top card

Very Good card never had any issues. Well recommended indeed. Reviewed on: 21st February 2023

Very easy to use

Easy to use, friendly team and great at communicating changes to your services Reviewed on: 21st February 2023

Best Credit Card App

Extremely easy to use with a excellent app service I have had no issues at all Reviewed on: 21st February 2023

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