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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Reaching Goals

4
Easy application process. Good and friendly phone app with ample information especially on improving credit score. Reviewed on: 18th January 2023
Deviyani Patel's avatar
Deviyani Patel

A fantastic company

5
Zopa are fantastic great customer service,updates always on time, safety a top priority, easy to check your spending highly recommend zopa Reviewed on: 18th January 2023
Steve Freeman's avatar
Steve Freeman

Brilliant service

5
Apply for card got answers straight away would invite my friends and family ro get this card highly recommended it Reviewed on: 18th January 2023
Oline's avatar
Oline

Credit simple

5
Easy to deal with easy to use app and great customer service Reviewed on: 18th January 2023
Paul brown's avatar
Paul brown

Great credit card

5
I got easily accepted even though my score is poor. Got £600 credit which was upgraded to £1300 less than 6 months later. Very satisfied Reviewed on: 18th January 2023
Andrius's avatar
Andrius

amazing

5
so easy and well designed product and app Reviewed on: 18th January 2023
Ronnie Keir's avatar
Ronnie Keir

Nothing hidden

5
Process was easy and straightforward, nothing was hidden and everything was easy to understand (terms and conditions etc) would recommend. Reviewed on: 18th January 2023
Tracy's avatar
Tracy

Very good

5
very good and quick help if you need quick cash Reviewed on: 18th January 2023
Michal Karczmarczyk's avatar
Michal Karczmarczyk

Service

5
Very very Good service !!!!!!!!! Reviewed on: 18th January 2023
Nikola's avatar
Nikola

Very good

5
Very good card and easy to use repayment plan very nice Reviewed on: 18th January 2023
Marcin Teichert's avatar
Marcin Teichert

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