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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Best credit card ever

5
The zopa is a very good credit card, it does not give you much interest rates and that ends up being wonderful for the customer, the app is easy to use, I really can not let go of this card, very good! Reviewed on: 21st February 2023
victoriatorres99@outlook.com's avatar
[email protected]

Easy and smart credit card provider

5
Never had an issue with Zopa. Easy to use, no hidden fees. Customer service friendly and have good technical expertise. Reviewed on: 21st February 2023
James Howarth's avatar
James Howarth

Peace of mind.

5
Easy to use, app is simple to navigate and quick to respond. Reviewed on: 21st February 2023
Sarah Mcdowell's avatar
Sarah Mcdowell

Amazing

5
zoma is wonderful, easy to apply, easy to use Reviewed on: 21st February 2023
Geovana Alexandra's avatar
Geovana Alexandra

Amazing

5
Great company, great communication, fast decision and delivery of credit card. Reviewed on: 21st February 2023
Zoe's avatar
Zoe

Number one credit card company

5
very good service all round, polite operators, always there to listen and very professional Reviewed on: 21st February 2023
Luigi Postiglione's avatar
Luigi Postiglione

great customer service easy app.

5
Great service easy to use app and always alert you via text with changes etc. Reviewed on: 21st February 2023
Rachel Yen's avatar
Rachel Yen

Does the job

3
To be fair the card and app are straight forward and easy to use. Reviewed on: 21st February 2023
Joanne Williams's avatar
Joanne Williams

Awesome

5
They are a awesome team there app is easy to use if you have a problem they help you they don't belittle you Reviewed on: 21st February 2023
Angie Parkin's avatar
Angie Parkin

The most user friendly finance provider ever!

5
I am thrilled to have discovered Zopa. They have a huge variety of features to choose from to help you manage your finances more effectively. The main advantage of Zopa for me is the ease of use. The app is brilliantly designed, clean and extremely user friendly and the customer service is second to none. Would absolutely recommend Zopa to anyone looking for a forward thinking finance provider. Reviewed on: 21st February 2023
Brandon Walker's avatar
Brandon Walker

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