Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43503)

A pleasant Experience

5
They are fair, polite, and my personal experience, I received just as I had a lot of money stolen, .and I was waiting to get it back. So I was able to live. And they have been Brilliant ever since. Can't recommend them enough. Reviewed on: 18th January 2023
Carol Davis 's avatar
Carol Davis

Excellent service

5
Excellent service and excellent staff thanks Mark Reviewed on: 18th January 2023
mark bacon's avatar
mark bacon

Easy to use and pay off

4
Easy to use, set up and pay off Reviewed on: 18th January 2023
S's avatar
S

Credit

5
Fantastic great !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 18th January 2023
CRAIG LOXLEY's avatar
CRAIG LOXLEY

very good

5
is very good the experience is good for people Reviewed on: 18th January 2023
claudiu's avatar
claudiu

Easy to use

5
Simple and user friendly app is great also keep me updated Reviewed on: 18th January 2023
Suzanne Barnie's avatar
Suzanne Barnie

Easy to use

5
Very friendly card very easy to use Reviewed on: 18th January 2023
Kamil Kowalewski's avatar
Kamil Kowalewski

Perfect

5
easy and fun to use and all in my own phone. I don't have to call anywhere or make an appointment Reviewed on: 18th January 2023
Nikoletta's avatar
Nikoletta

Mrs st george

5
I think the app for this credit card to download is great and I like the fact that as soon as you make a payment it comes of your balance straight away, no waiting 5 working days or anything so you know exactly where you are. I would 100% recommend zopa Reviewed on: 18th January 2023
Nicole st george 's avatar
Nicole st george

Intuitive

5
Nice easy app, excellent customer service Reviewed on: 18th January 2023
Esme Murphy (Esme)'s avatar
Esme Murphy (Esme)

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill