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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great when you needed them the most!

Helped me when I was in trouble so eternally grateful thank you! Reviewed on: 19th January 2023

Amazing credit booster card

Helps build your credit score with keeping payments upto date and not overspending your agreed limit Reviewed on: 19th January 2023

Whoever needs help zopa there...

I got one of the credit card from zopa. This helps me alot from some of my situations. And it's easy to use. The credit score made easy to review and easy to use Reviewed on: 19th January 2023

I am satisfied

helped me and my family in a difficult time, I will use their services in the future. Reviewed on: 19th January 2023

Easy and convenient

Easy to apply and smooth onboarding. App is easy to navigate Reviewed on: 19th January 2023

Happy Happy For Zopa

Happy that this company Zopa believes in me and helps me make dreams come true. Reviewed on: 19th January 2023

fantastic service

I haven't had any problem to-date with the use of my credit card and the app as well. The last time I spoke to a service agent, she was very helpful Reviewed on: 19th January 2023

British bank award

I haven't been using Zopa for the pass to years now and it's been great. Reviewed on: 19th January 2023

I love it

Easy compagnie help me build my credit why everyone refuse me Reviewed on: 19th January 2023

Customer friendly

Very supporting customer friendly easy to understand Reviewed on: 19th January 2023

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