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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent company

5
Excellent company The App is fantastic you can keep an outgoings and payments Keep up the good work INTREST is low APR Reviewed on: 21st February 2023
N/A's avatar
N/A

Good service and I have not been disappointed

5
The customer service team respond to you quick Reviewed on: 21st February 2023
Justice Obeng's avatar
Justice Obeng

Great credit card

5
I enjoy using my credit card as I know that the APR is good my my poor credit history and it’s helping me build it back up again. Reviewed on: 21st February 2023
Jay Kennedy's avatar
Jay Kennedy

Zopa are a responsible lender who really helped me when I was in a pickle

5
Can’t fault Zopa with their assistance with a credit card. From start to finish, itcwas an easy process and I wouldn’t hesitate to recommending them to friends & family Reviewed on: 21st February 2023
Xanthe dunford's avatar
Xanthe dunford

easy set up easy app

4
fantastic app and easy to use. The interest rate could be a bit better Reviewed on: 21st February 2023
akinbowale jenkins's avatar
akinbowale jenkins

Best credit card ever

5
The zopa is a very good credit card, it does not give you much interest rates and that ends up being wonderful for the customer, the app is easy to use, I really can not let go of this card, very good! Reviewed on: 21st February 2023
victoriatorres99@outlook.com's avatar
[email protected]

Easy and smart credit card provider

5
Never had an issue with Zopa. Easy to use, no hidden fees. Customer service friendly and have good technical expertise. Reviewed on: 21st February 2023
James Howarth's avatar
James Howarth

Peace of mind.

5
Easy to use, app is simple to navigate and quick to respond. Reviewed on: 21st February 2023
Sarah Mcdowell's avatar
Sarah Mcdowell

Amazing

5
zoma is wonderful, easy to apply, easy to use Reviewed on: 21st February 2023
Geovana Alexandra's avatar
Geovana Alexandra

Amazing

5
Great company, great communication, fast decision and delivery of credit card. Reviewed on: 21st February 2023
Zoe's avatar
Zoe

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