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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Easy to use app very informative and useful to use. Incredibly easy to keep track of your spending Reviewed on: 21st February 2023

Great service

Create credit card easy to use app and the initial application process was smooth and quick. 5 Stars I would highly recommend. Reviewed on: 21st February 2023

Brilliant Service

Love this credit card! It has been a god send when I have needed it! Reviewed on: 21st February 2023

Good Card

App makes it easy to manage your money Reviewed on: 21st February 2023

easy application process

It was so easy to apply, get access to your finances on their app. Brilliant! Reviewed on: 21st February 2023

Excellent company

Excellent company The App is fantastic you can keep an outgoings and payments Keep up the good work INTREST is low APR Reviewed on: 21st February 2023

Good service and I have not been disappointed

The customer service team respond to you quick Reviewed on: 21st February 2023

Great credit card

I enjoy using my credit card as I know that the APR is good my my poor credit history and it’s helping me build it back up again. Reviewed on: 21st February 2023

Zopa are a responsible lender who really helped me when I was in a pickle

Can’t fault Zopa with their assistance with a credit card. From start to finish, itcwas an easy process and I wouldn’t hesitate to recommending them to friends & family Reviewed on: 21st February 2023

easy set up easy app

fantastic app and easy to use. The interest rate could be a bit better Reviewed on: 21st February 2023

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