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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Had no problems using the zopa credit card! It’s a great way to improve your credit score as well - would recommend Reviewed on: 21st February 2023

I'd highly recommend Zopa to my friends and family. :)

I have a £500 credit card that I use in case of an emergency. The card has been quickly delivered and the app is very easy to use. :) Reviewed on: 21st February 2023

Great company and quick service

They have been very good at communication and helpful in handling my finances. Reviewed on: 21st February 2023

Exceptional

The app is simple to navigate and allows me to control my money easily and from anywhere The security is second to none and gives me the confidence to use the app anywhere. Reviewed on: 21st February 2023

Great bank

The best credit card company for me. I would recommend to anyone because of the great rates Reviewed on: 21st February 2023

Convenient & Communicated

Great experience with Zopa, application is very simple & clear and communication from Zopa themselves is considered and engaging. Reviewed on: 21st February 2023

Easy, reliable and all round good card!

Have been with Zopa a while now and never had any problems at all! Easy app to use and navigate! Would continue to use them! Reviewed on: 21st February 2023

Fantastic

Easy to use app very informative and useful to use. Incredibly easy to keep track of your spending Reviewed on: 21st February 2023

Great service

Create credit card easy to use app and the initial application process was smooth and quick. 5 Stars I would highly recommend. Reviewed on: 21st February 2023

Brilliant Service

Love this credit card! It has been a god send when I have needed it! Reviewed on: 21st February 2023

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