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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helping me with my money

Zopa have been great with both a credit card and personal loan. They seem to understand the financial difficulties people are facing and the have created financial manageable support which will also help improve my credit score. Reviewed on: 21st February 2023

Love it

Great value for money card, I use it every day. Reviewed on: 21st February 2023

Delighted with my credit card

Easy to take out credit card and transfer balance from another card. Simple to manage account with App Reviewed on: 21st February 2023

Excellent

Had no problems using the zopa credit card! It’s a great way to improve your credit score as well - would recommend Reviewed on: 21st February 2023

I'd highly recommend Zopa to my friends and family. :)

I have a £500 credit card that I use in case of an emergency. The card has been quickly delivered and the app is very easy to use. :) Reviewed on: 21st February 2023

Great company and quick service

They have been very good at communication and helpful in handling my finances. Reviewed on: 21st February 2023

Exceptional

The app is simple to navigate and allows me to control my money easily and from anywhere The security is second to none and gives me the confidence to use the app anywhere. Reviewed on: 21st February 2023

Great bank

The best credit card company for me. I would recommend to anyone because of the great rates Reviewed on: 21st February 2023

Convenient & Communicated

Great experience with Zopa, application is very simple & clear and communication from Zopa themselves is considered and engaging. Reviewed on: 21st February 2023

Easy, reliable and all round good card!

Have been with Zopa a while now and never had any problems at all! Easy app to use and navigate! Would continue to use them! Reviewed on: 21st February 2023

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