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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great customer service

5
Always helped when I've needed to ask questions about my credit card Reviewed on: 19th January 2023
Christopher Stansfield 's avatar
Christopher Stansfield

A company that trusts you beyond your credit number.

5
Zopa gave me a chance when most companies wouldn't give me a second look. They gave me a credit card with a low amount of credit, which is perfect for emergency purchases and by paying it off monthly my credit file is looking a little better every month. As well as the card I have access to savings, further finance and an app full of advice on improving the way companies view me. Really good company, forward thinking not backwards judging! Reviewed on: 19th January 2023
Necman's avatar
Necman

Top Marks

5
Easy app to use to keep on top of spending and credit availability Reviewed on: 19th January 2023
brian toomer's avatar
brian toomer

Very happy and easy to use

5
Very happy with them cards is easy to use Reviewed on: 19th January 2023
David's avatar
David

You can always rely on ZOPA in convenient conditions

5
Loan Zupa is very helpful for me in life, because in more difficult moments in life I can always rely on ZOPA with appreciation Reviewed on: 19th January 2023
Kris St.Der.'s avatar
Kris St.Der.

Great

5
Great card Great service "……………. Reviewed on: 19th January 2023
Imillen61@gmail.com's avatar
[email protected]

Responsible lenders

5
Keeps you informed about how to improve your credit score Reviewed on: 19th January 2023
Sarah pike 's avatar
Sarah pike

Excellent card

5
This card is brilliant and a great for emergency use. Reviewed on: 19th January 2023
Shirley Young's avatar
Shirley Young

Easy app to use

5
Easy app with notifications whenever you use it Reviewed on: 19th January 2023
Elaine Herdman's avatar
Elaine Herdman

Great

5
Great service love the easiness of the app Reviewed on: 19th January 2023
Jackie Peters 's avatar
Jackie Peters

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