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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great company and quick service

They have been very good at communication and helpful in handling my finances. Reviewed on: 21st February 2023

Exceptional

The app is simple to navigate and allows me to control my money easily and from anywhere The security is second to none and gives me the confidence to use the app anywhere. Reviewed on: 21st February 2023

Great bank

The best credit card company for me. I would recommend to anyone because of the great rates Reviewed on: 21st February 2023

Convenient & Communicated

Great experience with Zopa, application is very simple & clear and communication from Zopa themselves is considered and engaging. Reviewed on: 21st February 2023

Easy, reliable and all round good card!

Have been with Zopa a while now and never had any problems at all! Easy app to use and navigate! Would continue to use them! Reviewed on: 21st February 2023

Fantastic

Easy to use app very informative and useful to use. Incredibly easy to keep track of your spending Reviewed on: 21st February 2023

Great service

Create credit card easy to use app and the initial application process was smooth and quick. 5 Stars I would highly recommend. Reviewed on: 21st February 2023

Brilliant Service

Love this credit card! It has been a god send when I have needed it! Reviewed on: 21st February 2023

Good Card

App makes it easy to manage your money Reviewed on: 21st February 2023

easy application process

It was so easy to apply, get access to your finances on their app. Brilliant! Reviewed on: 21st February 2023

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