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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

Fantastic rates and easy to use app to monitor spending Reviewed on: 21st February 2023

Excellent

Very good company and great customer service Reviewed on: 21st February 2023

Genial

Muy justos a la hora de brindar apoyo económico Reviewed on: 21st February 2023

Reliable Service

Zopa take all circumstances into account and provide a great, reliable service. Reviewed on: 21st February 2023

Excellent company

I am very happy with this credit card company Reviewed on: 21st February 2023

Simple process and easy app

Very simple application process, everything is easy to work with in the app. Love the simplicity (but retaining useful functionality) of the app. Reviewed on: 21st February 2023

Best credit card.

Everything is good about Zopa. Zopa is the Good. Reviewed on: 21st February 2023

A top notch credit company

Zopa made life easier and simpler for me when I started with them Reduced interest rate and swift banking platforms Infact just give them the award They’re the best so far Reviewed on: 21st February 2023

What a great customer experience

Friendly polite caring company it’s with great service like this and knowledgeable team that makes all the difference Reviewed on: 21st February 2023

Vote

Great company , no problems with them Reviewed on: 21st February 2023

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