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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

App

The Zopa credit card is easy to use and easy app to check all your information and payments Reviewed on: 21st February 2023

Great

Good to lend off easy to use an help out Reviewed on: 21st February 2023

Good credit card

Excellent card, given me a chance to build my credit. Easy to manage online. Reviewed on: 21st February 2023

Smooth and easy experience!

The process was so simple and everything is easy to manage in their user-friendly app Reviewed on: 21st February 2023

Very happy

Good cc company, easy to contact, a good app to use as well. Reviewed on: 21st February 2023

Helping me with my money

Zopa have been great with both a credit card and personal loan. They seem to understand the financial difficulties people are facing and the have created financial manageable support which will also help improve my credit score. Reviewed on: 21st February 2023

Love it

Great value for money card, I use it every day. Reviewed on: 21st February 2023

Delighted with my credit card

Easy to take out credit card and transfer balance from another card. Simple to manage account with App Reviewed on: 21st February 2023

Excellent

Had no problems using the zopa credit card! It’s a great way to improve your credit score as well - would recommend Reviewed on: 21st February 2023

I'd highly recommend Zopa to my friends and family. :)

I have a £500 credit card that I use in case of an emergency. The card has been quickly delivered and the app is very easy to use. :) Reviewed on: 21st February 2023

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