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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A top notch credit company

Zopa made life easier and simpler for me when I started with them Reduced interest rate and swift banking platforms Infact just give them the award They’re the best so far Reviewed on: 21st February 2023

What a great customer experience

Friendly polite caring company it’s with great service like this and knowledgeable team that makes all the difference Reviewed on: 21st February 2023

Vote

Great company , no problems with them Reviewed on: 21st February 2023

Best card

As always helpful for poor credit rating Reviewed on: 21st February 2023

Great credit card

The app is easy to use, getting a replacement card after locking and blocking my old card was simple. Reviewed on: 21st February 2023

App

The Zopa credit card is easy to use and easy app to check all your information and payments Reviewed on: 21st February 2023

Great

Good to lend off easy to use an help out Reviewed on: 21st February 2023

Good credit card

Excellent card, given me a chance to build my credit. Easy to manage online. Reviewed on: 21st February 2023

Smooth and easy experience!

The process was so simple and everything is easy to manage in their user-friendly app Reviewed on: 21st February 2023

Very happy

Good cc company, easy to contact, a good app to use as well. Reviewed on: 21st February 2023

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