Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy registration

Easy registration and payments. Easy top up. Great control of your money movement. The savings pots are a pretty good idea this year Reviewed on: 20th January 2023

Help me getting through the tuff times like getting gas and electric when needed so yes a big thankyou

Brilliant service have recently told my family and friends Reviewed on: 20th January 2023

Zopa

Zopa have been 1 of the best credit companies I've dealt with very highly recommended Reviewed on: 20th January 2023

It's great

Good company and low payment. Little saving helps me to spend on things I really need to get. Reviewed on: 20th January 2023

Simply brilliant in all their services and operations

It's fantastic so far, and I guess it will remain so for the foreseeable future. Reviewed on: 19th January 2023

Very useful and flexible.

I have found Zopa Credit Card very useful and adaptable to my credit needs. The app is very easy to use and I found increasing my available credit very simple when needed. Reviewed on: 19th January 2023

Zopa card for me

The App is so easy to use, keeping control and having visibility is the key and its great, straight down the line with interest rates and ease of information Reviewed on: 19th January 2023

Brilliant company!

Very approachable company, if you were to hit hard times with money they are very understanding and helpful, also good for building your credit file Reviewed on: 19th January 2023

Easy credit card provider

Excellent customer service, wide range of products on offer. Best credit card provider by far. Reviewed on: 19th January 2023

Very good

It’s very good and I would recommend them Reviewed on: 19th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.25 from 555 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews
Credit card
from The Co-operative Bank 2.92 from 35 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub