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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Top notch

I have had a greater experience with this company. Easy to use app and I am very impressed by the company Reviewed on: 20th January 2023

Great building of credit

The accepted me straight away and it is easy to use and to keep track of expenses and pay Reviewed on: 20th January 2023

Great

Simple to apply, set up, and use. Good communication, updates and easy to track spending and repayments Reviewed on: 20th January 2023

Zopa never let's you down

Very pleased with zopa friendly and very helpful I will recommend them to everyone to try them Reviewed on: 20th January 2023

Amazing

Best credit card I've had very happy Reviewed on: 20th January 2023

Fantastic

Great provider. Offering two balances one for purchases and one for balance transfers. Great idea Reviewed on: 20th January 2023

Organised

I know everything that is happening, via the easy to use app. Advice and recommendations appear to help me control my expenditure. Reviewed on: 20th January 2023

Fantastic Company

Really freindy staff and always get the best advice Reviewed on: 20th January 2023

Amazing company

Zopa is super easy to use and navigate round. You can track your spending and make payments within the app. I would highly recommend. Reviewed on: 20th January 2023

Ok

If ur down and out it ok I suppose Reviewed on: 20th January 2023

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