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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent offering

Ticks every box with ease to use and manage Reviewed on: 21st February 2023

App is amazing

Love Zopa so easy and customer friendly. App is wonderful and the best to use Reviewed on: 21st February 2023

Reliable company

Helped with my finances by offering good deals Reviewed on: 21st February 2023

Fantastic

Fantastic rates and easy to use app to monitor spending Reviewed on: 21st February 2023

Excellent

Very good company and great customer service Reviewed on: 21st February 2023

Genial

Muy justos a la hora de brindar apoyo económico Reviewed on: 21st February 2023

Reliable Service

Zopa take all circumstances into account and provide a great, reliable service. Reviewed on: 21st February 2023

Excellent company

I am very happy with this credit card company Reviewed on: 21st February 2023

Simple process and easy app

Very simple application process, everything is easy to work with in the app. Love the simplicity (but retaining useful functionality) of the app. Reviewed on: 21st February 2023

Best credit card.

Everything is good about Zopa. Zopa is the Good. Reviewed on: 21st February 2023

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