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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Genial

Muy justos a la hora de brindar apoyo económico Reviewed on: 21st February 2023

Reliable Service

Zopa take all circumstances into account and provide a great, reliable service. Reviewed on: 21st February 2023

Excellent company

I am very happy with this credit card company Reviewed on: 21st February 2023

Simple process and easy app

Very simple application process, everything is easy to work with in the app. Love the simplicity (but retaining useful functionality) of the app. Reviewed on: 21st February 2023

Best credit card.

Everything is good about Zopa. Zopa is the Good. Reviewed on: 21st February 2023

A top notch credit company

Zopa made life easier and simpler for me when I started with them Reduced interest rate and swift banking platforms Infact just give them the award They’re the best so far Reviewed on: 21st February 2023

What a great customer experience

Friendly polite caring company it’s with great service like this and knowledgeable team that makes all the difference Reviewed on: 21st February 2023

Vote

Great company , no problems with them Reviewed on: 21st February 2023

Best card

As always helpful for poor credit rating Reviewed on: 21st February 2023

Great credit card

The app is easy to use, getting a replacement card after locking and blocking my old card was simple. Reviewed on: 21st February 2023

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