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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good Credit company

Not have any issues with this company. Reviewed on: 18th January 2023

Straight forward

The company is very helpful with how easy it is to navigate their app. Wasn’t hard to apply and always helpful abroad Reviewed on: 18th January 2023

Happy customer

Zopa offer an all round great service. From being accepted for a credit card to their prompt customer service for any problems or queries you may have. Their rates are very competitive also. I have already recommended some friends to use Zopa Reviewed on: 18th January 2023

A great transparent lender.

Zopa's customer service were very helpful and friendly in setting up the card and mobile app. The mobile app is brilliant, easy to use, see available credit, add a credit cushion, and control my finances, I can make payments (manual & automatically) through the app and has reviews and gives advice on increasing my borrowing power. Reviewed on: 18th January 2023

Amazing

Amazing service, and customer service. They have never let me down, keep up the great work team :-) Reviewed on: 18th January 2023

I would recommend as it helps people get back on track with finances

I applied for a card and was accepted which has boosted my confidence Reviewed on: 18th January 2023

RESOURCEFUL

Very helpful and convenient plus you get your money available to you quickly in minutes. Reviewed on: 18th January 2023

Superb

Professionally handling the process Reviewed on: 18th January 2023

super service

this card can be used anywhere and easy repayments per month super service. Reviewed on: 18th January 2023

Good company

Easy to deal with over the phone and online Reviewed on: 18th January 2023

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