Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple and easy to use and very friendly

I signed up for a Zopa credit card in 2022, and I've never had a more pleasant experience with a lender before. From the application process to the iPhone app, the experience has been seamless and easy to navigate. Highly recommended! Reviewed on: 21st February 2023

Excellent product easy to use!

I would highly rate zopa! Their products are brilliant and the app is a lot better and easier to use than most! Reviewed on: 21st February 2023

Excellent provider

I use the credit card regularly. Very happy and high recommendation Reviewed on: 21st February 2023

Zopa Credit Card

I have been more than happy with my credit card and the ease of use of the app. Reviewed on: 21st February 2023

Well done to everyone involved in the company

One of the best credit cards out there. Reviewed on: 21st February 2023

Excellent

Great service, brilliant app and good rate! Reviewed on: 21st February 2023

Fantastic company great customer service

A* has really helped to rebuild my credit Reviewed on: 21st February 2023

Great company

Ever since joining zopa, I’ve had no difficulty in managing my finances, customer service is excellent, all round I recommend them. Reviewed on: 21st February 2023

Great experience

Great company website and app easy to use Reviewed on: 21st February 2023

Zopa credit card

Fast and easy to get a decision in seconds, and the app for zopa is really easy to use. Highly recommend. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.79 from 2286 reviews
Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Credit card
from Nationwide 4.17 from 223 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub