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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good Customer Support

Easy and quick access and best credit card I ever had Reviewed on: 17th January 2023

Super duper

A fantastic plastic card. Nice colours and stores lots of un-money Reviewed on: 17th January 2023

Outstanding

Always get a fantastic service from Zopa they’re app is so easy to use always get notifications on time fantastic service Reviewed on: 17th January 2023

Excellent service overall

Excellent service since I got the card last summer. I have been impressed with overall customer experience. Reviewed on: 17th January 2023

Friendly service

They look after their customers, making sure you can afford it. Reviewed on: 17th January 2023

credit card review

veryy happy with credit card interest rate.Compares well with other cards Reviewed on: 17th January 2023

Fazz

Excellent customer service best company that exists Reviewed on: 17th January 2023

Very good service

Thanks to zopla I can start to build up my credit score Reviewed on: 17th January 2023

Multumiri

Sunt primi care mau ajutat cu un card de credit,oferindu-mi asfel privilegiul de a ave acces la scor credit. Reviewed on: 17th January 2023

ZOPA ARE TOPS

Brilliant company always keep you up to date and give you plenty of warning when payment is due, great company to get your credit ratings back on track Reviewed on: 17th January 2023

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