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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic

Brilliant card to have Zopa are always keeping me up to date with any changes Reviewed on: 21st February 2023

Great way to increase credit score

Great way to increase credit score, very easy to use app and clear information Reviewed on: 21st February 2023

Easy card

Great card start up very quick and professional Reviewed on: 21st February 2023

Quick service

I’m very happy with my Zopa card, main reason being that I can pay off the balance immediately. No holding payments for days on end and account balance cleared in seconds. Reviewed on: 21st February 2023

Excellent clear service

Such a good credit card simple to use great online banking app Reviewed on: 21st February 2023

Relief

Zopa was easy to access and sign up to, and ensuring that I could afford the repayment. Reviewed on: 21st February 2023

Great company

Always been easy being with Zopa no scary chargers and always keeping you in the loop of things Reviewed on: 21st February 2023

Just great customer service an financial help

Just great an stressfree to work with making everything possible no worries or issue Reviewed on: 21st February 2023

Brilliant

Love having this credit card, soo handy and reachable Reviewed on: 21st February 2023

really good

had a great experience would really recommend Reviewed on: 21st February 2023

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