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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

ZOPA ARE TOPS

Brilliant company always keep you up to date and give you plenty of warning when payment is due, great company to get your credit ratings back on track Reviewed on: 17th January 2023

Very good customer services

I had an issue with the card. I didn't receive home,so I contacted the customer services, and they sorted out very quickly Reviewed on: 17th January 2023

Good Card

Small manageable limit which allows me to keep on top of things. Great card Reviewed on: 17th January 2023

Great

Perfect for everyday spending and its handy Reviewed on: 17th January 2023

Well done

So best service in zopa very helpful Reviewed on: 17th January 2023

Easy to manage

Easy to manage via the app. Very straightforward credit increase. Reviewed on: 17th January 2023

Zopa credit card

Very easy to use on the app, reliable and great customer service Reviewed on: 17th January 2023

Ms

Good service and generous difinately I will recommend to people Reviewed on: 17th January 2023

GREAT TO DO BUSINESS WITH

Quick easy to use app and service Reviewed on: 17th January 2023

Easy to use

Found it easy to use the app and helped with my credit score Reviewed on: 17th January 2023

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