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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Relief

Zopa was easy to access and sign up to, and ensuring that I could afford the repayment. Reviewed on: 21st February 2023

Great company

Always been easy being with Zopa no scary chargers and always keeping you in the loop of things Reviewed on: 21st February 2023

Just great customer service an financial help

Just great an stressfree to work with making everything possible no worries or issue Reviewed on: 21st February 2023

Brilliant

Love having this credit card, soo handy and reachable Reviewed on: 21st February 2023

really good

had a great experience would really recommend Reviewed on: 21st February 2023

Simple & Clear Borrowing

Zopa's credit card is easy to use and allows for simple borrowing. They have added features to help build your credit score and tools to help with monthly budgeting. Reviewed on: 21st February 2023

Helpful

Brilliant, it’s gonna help me build my credit score with no hassles Reviewed on: 21st February 2023

Fantastic

Excellent-right from the application process. Easy to use on line and make payments. Reviewed on: 21st February 2023

Excellent servhce

Full support and great customer service Reviewed on: 21st February 2023

Very Easy

From the start of the application to account management service has been excellent Reviewed on: 21st February 2023

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