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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very handy and easy to use

A very usable app and info driven credit card which helps keep in top of spending. Reviewed on: 21st February 2023

Zopa is an excellent company to deal with

The credit card is great for online purchases and cash withdrawals never a problem with this company Reviewed on: 21st February 2023

Fantastic card service

Fantastic app,well informed and great customer service Reviewed on: 21st February 2023

Great company

Impressive and quick to the costumers Reviewed on: 21st February 2023

Easy to manage

App user friendly and makes managing money easy Reviewed on: 21st February 2023

Fantastic - for affordability

I was able to track my affordability and build my credit Reviewed on: 21st February 2023

customer satisfaction

fast accurate and informative user friendly easy navigation Reviewed on: 21st February 2023

I give this card 100%

Excellent service that keeps you updated each time you purchase. Reviewed on: 21st February 2023

Zopa credit card

I've found zopa credit card 1 of the best around Very happy Reviewed on: 21st February 2023

It's a excellent card to have

By having bad credit it helps me alot even improved my credit score. Reviewed on: 21st February 2023

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