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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

Love having this credit card, soo handy and reachable Reviewed on: 21st February 2023

really good

had a great experience would really recommend Reviewed on: 21st February 2023

Simple & Clear Borrowing

Zopa's credit card is easy to use and allows for simple borrowing. They have added features to help build your credit score and tools to help with monthly budgeting. Reviewed on: 21st February 2023

Helpful

Brilliant, it’s gonna help me build my credit score with no hassles Reviewed on: 21st February 2023

Fantastic

Excellent-right from the application process. Easy to use on line and make payments. Reviewed on: 21st February 2023

Excellent servhce

Full support and great customer service Reviewed on: 21st February 2023

Very Easy

From the start of the application to account management service has been excellent Reviewed on: 21st February 2023

Very handy and easy to use

A very usable app and info driven credit card which helps keep in top of spending. Reviewed on: 21st February 2023

Zopa is an excellent company to deal with

The credit card is great for online purchases and cash withdrawals never a problem with this company Reviewed on: 21st February 2023

Fantastic card service

Fantastic app,well informed and great customer service Reviewed on: 21st February 2023

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