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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic - for affordability

I was able to track my affordability and build my credit Reviewed on: 21st February 2023

customer satisfaction

fast accurate and informative user friendly easy navigation Reviewed on: 21st February 2023

I give this card 100%

Excellent service that keeps you updated each time you purchase. Reviewed on: 21st February 2023

Zopa credit card

I've found zopa credit card 1 of the best around Very happy Reviewed on: 21st February 2023

It's a excellent card to have

By having bad credit it helps me alot even improved my credit score. Reviewed on: 21st February 2023

Brilliant service

So quick and such a good rate can highly recommend Reviewed on: 21st February 2023

Ok

It’s good. App is very easy to use and you can do most of it online Reviewed on: 21st February 2023

Excellent

Great company and great customer service Reviewed on: 21st February 2023

Easy to use credit card

From start to finish the application was quick and easy and the app is great to keep track of your purchases and spending Reviewed on: 21st February 2023

Best card.

One of the best card I'm using currently. Their customer service is excellent and it's very easy onboarding experience. Reviewed on: 21st February 2023

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