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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Great product

Great friendly and overall perfect product Reviewed on: 17th January 2023

Great service

Excellent customer service when needed and very helpful staff Reviewed on: 17th January 2023

Mr James Clay

Excellent credit provider never had any problems the App is simple and easy to use Reviewed on: 17th January 2023

Great company

Very responsible provider. Credit limit is reasonable and the app makes it easy to know how your account is. Reviewed on: 17th January 2023

Fab services

Recomended, very friendly and easy going service. Reviewed on: 17th January 2023

Great

Fantastic service great company to deal with Reviewed on: 17th January 2023

Excellent service

Always excellent service and advice given Reviewed on: 17th January 2023

Excellent

Easy apply.Fast answer and Friendly customer service on phone call. Reviewed on: 17th January 2023

Excellent credit card

A modern, user-friendly service with a nice straightforward app Reviewed on: 17th January 2023

Helping me

They have trusted me even though my credit rating was non existence and have helped me to get back on tract Reviewed on: 17th January 2023

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