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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant service

So quick and such a good rate can highly recommend Reviewed on: 21st February 2023

Ok

It’s good. App is very easy to use and you can do most of it online Reviewed on: 21st February 2023

Excellent

Great company and great customer service Reviewed on: 21st February 2023

Easy to use credit card

From start to finish the application was quick and easy and the app is great to keep track of your purchases and spending Reviewed on: 21st February 2023

Best card.

One of the best card I'm using currently. Their customer service is excellent and it's very easy onboarding experience. Reviewed on: 21st February 2023

Good product

Good with monitoring and keeping in touch , they could do with giving more options for other products if you already have one with them and be able to pay on an automated line so you don’t have to always wait for an agent to pay your bill and carry on with your day not waste time on hold Reviewed on: 21st February 2023

Super company, super service

I’ve had Zopa credit card for a little while now and I’ve never had any issues the app is easy to use and has everything I need at my fingertips would highly recommend Zopa Reviewed on: 21st February 2023

Zopa best credit card

So good!! Easy to apply and use, easy to use the app that works all the time , never had annissue Reviewed on: 21st February 2023

zopa for the win

I've been using Zopa for around 9-12 months. In that time I've not had any reason to complain and I am very happy with the service they provide. Reviewed on: 21st February 2023

The best company

I wasn’t sure getting a credit card because my credit score was bad but zopa gave me another chance to believe in myself Reviewed on: 21st February 2023

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