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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use credit card

From start to finish the application was quick and easy and the app is great to keep track of your purchases and spending Reviewed on: 21st February 2023

Best card.

One of the best card I'm using currently. Their customer service is excellent and it's very easy onboarding experience. Reviewed on: 21st February 2023

Good product

Good with monitoring and keeping in touch , they could do with giving more options for other products if you already have one with them and be able to pay on an automated line so you don’t have to always wait for an agent to pay your bill and carry on with your day not waste time on hold Reviewed on: 21st February 2023

Super company, super service

I’ve had Zopa credit card for a little while now and I’ve never had any issues the app is easy to use and has everything I need at my fingertips would highly recommend Zopa Reviewed on: 21st February 2023

Zopa best credit card

So good!! Easy to apply and use, easy to use the app that works all the time , never had annissue Reviewed on: 21st February 2023

zopa for the win

I've been using Zopa for around 9-12 months. In that time I've not had any reason to complain and I am very happy with the service they provide. Reviewed on: 21st February 2023

The best company

I wasn’t sure getting a credit card because my credit score was bad but zopa gave me another chance to believe in myself Reviewed on: 21st February 2023

Fast and the best

The best company they are so fast Reviewed on: 21st February 2023

My next best friend

I find the Zopa card very good form of paying for items simple and convenient to use. Reviewed on: 21st February 2023

User friendly.

Really fast approval and a user friendly portal helps manage my credit card. Reviewed on: 21st February 2023

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