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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Fast and the best

5
The best company they are so fast Reviewed on: 21st February 2023
18tzutzy's avatar
18tzutzy

My next best friend

5
I find the Zopa card very good form of paying for items simple and convenient to use. Reviewed on: 21st February 2023
Kimikat 46's avatar
Kimikat 46

User friendly.

5
Really fast approval and a user friendly portal helps manage my credit card. Reviewed on: 21st February 2023
denniskelly@hotmail.co.uk's avatar
[email protected]

Best Credit Card Company

5
I love the service of the Zopa a lot. Customer care is very supportive and helped me resolve issues in just one day. They also increased my credit limit after a few months of usage. Overall best service provider and is easy to use. Reviewed on: 21st February 2023
Dipesh Lodhari's avatar
Dipesh Lodhari

Best Credit Card company

5
Very user friendly online app, excellent customer service and the whole experience from the application up until now the first purchases was very smooth. Every information I need is in the online APP which is very useful. Thanks Zopa Reviewed on: 21st February 2023
Mihaly Szabo's avatar
Mihaly Szabo

Zopa credit card

5
Simply the best, thank you zopa for quick application process Reviewed on: 21st February 2023
Jane Meela's avatar
Jane Meela

Zopa credit card

5
Good balance transfer offers and easy to use app. Reviewed on: 21st February 2023
Christopher Brown's avatar
Christopher Brown

Very friendly approach. And easy to use app.

5
Very easy to use app. timely review of account. Good customer service. Reviewed on: 21st February 2023
Sunny's avatar
Sunny

Great company fantastic service

5
This company has enabled me to start to rebuild my credit, when I moved house the process of changing address was easy and uncomplicated. Fantastic rates and excellent service. Reviewed on: 21st February 2023
nikki_lmh@yahoo.co.uk's avatar
[email protected]

Excellent customer service

5
Very polite and understanding. Excellent advice and customer service support Reviewed on: 21st February 2023
javaid1967@icloud.com's avatar
[email protected]

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