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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great company!

Works in all countries where I have been, good percentage, customer service responds quickly and solves problems if they arise, reliable card and easy to use! Reviewed on: 17th January 2023

Easy to use

App easy to use and pay off quick notifications secure Reviewed on: 17th January 2023

Easy no hassle

I have loved this card no hassle from them and easy to use Reviewed on: 17th January 2023

Zopa Credit Card

Very good rates easy to apply good customer service Reviewed on: 17th January 2023

Credit history

My credit score is poor I tried many credit card companies to get a card for emergency use or when your a bit short before your pay day Zopa application form was simple on line and they excepted me they keep you informed if your credit score is up and down and any offers on loans which might suit you Reviewed on: 17th January 2023

Effective

Very professional company. Very satisfied with their product and their work ethic. Reviewed on: 17th January 2023

thge credit card is a big pluss the online programe easy to use .easy to follow and grate fun to us.ive been useing it for a while and find that everything on the banking app contains a few easy pages to follow .for me its easy banking

nice cards and coulers lots of thing to dop on the app easy to follow ive had a few diffrant card and this is low apr super fast app never had any problems.and the company keep you upto date if there any changes its easy step by step keep up the good work and thank you Reviewed on: 17th January 2023

Fantastic

I am very happy to recommend to my family Reviewed on: 17th January 2023

20000

Good answer 99% very good chesteen every one like this Reviewed on: 17th January 2023

The easy to use card

Easy application and simple to use with a very clear and understanding app Reviewed on: 16th January 2023

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