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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Best Credit Card Company

5
I love the service of the Zopa a lot. Customer care is very supportive and helped me resolve issues in just one day. They also increased my credit limit after a few months of usage. Overall best service provider and is easy to use. Reviewed on: 21st February 2023
Dipesh Lodhari's avatar
Dipesh Lodhari

Best Credit Card company

5
Very user friendly online app, excellent customer service and the whole experience from the application up until now the first purchases was very smooth. Every information I need is in the online APP which is very useful. Thanks Zopa Reviewed on: 21st February 2023
Mihaly Szabo's avatar
Mihaly Szabo

Zopa credit card

5
Simply the best, thank you zopa for quick application process Reviewed on: 21st February 2023
Jane Meela's avatar
Jane Meela

Zopa credit card

5
Good balance transfer offers and easy to use app. Reviewed on: 21st February 2023
Christopher Brown's avatar
Christopher Brown

Very friendly approach. And easy to use app.

5
Very easy to use app. timely review of account. Good customer service. Reviewed on: 21st February 2023
Sunny's avatar
Sunny

Great company fantastic service

5
This company has enabled me to start to rebuild my credit, when I moved house the process of changing address was easy and uncomplicated. Fantastic rates and excellent service. Reviewed on: 21st February 2023
nikki_lmh@yahoo.co.uk's avatar
[email protected]

Excellent customer service

5
Very polite and understanding. Excellent advice and customer service support Reviewed on: 21st February 2023
javaid1967@icloud.com's avatar
[email protected]

Easiest credit card company I have been with

5
My experience has been excellent, easy ways to pay back. Help throughout with advice from zopa on how to manage money. Reviewed on: 21st February 2023
Natasha leigh Taylor 's avatar
Natasha leigh Taylor

Great way to sensibly build credit

5
Sensible credit limit and clear app. for maintenance & managing card Reviewed on: 21st February 2023
Joanna Claire Foley's avatar
Joanna Claire Foley

Great service

5
Really quick helpful and clear, recommended Reviewed on: 21st February 2023
Jemma 's avatar
Jemma

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