Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best card and so simple to use

Honestly couldn't fault this card Reviewed on: 16th January 2023

Credit builder

Got this to help build my credit score easy to use with the app easy to apply for Reviewed on: 16th January 2023

Best credit card

Very very satisfied with zopa, easy and very good a.p.r. Reviewed on: 16th January 2023

Great card

Amazing card great rate and loads of helpful tips Reviewed on: 16th January 2023

Magnificent

Easy to use and apply for, get usage and balance reports immediately. Great products on offer Reviewed on: 16th January 2023

Otimo

Um ótimo cartão , fácil de usar Reviewed on: 16th January 2023

Excellent credit card

I love using zopa credit card. Easy to use, app is great and interest are less than others Reviewed on: 16th January 2023

Fantastic

Fabulous and flexible, the app is so easy to use on the go, perfect for real life Reviewed on: 16th January 2023

Zopa Review

Zopa provides excellent service bar none. It comes highly recommended. Reviewed on: 16th January 2023

Very easy to use and understand

I like that it informs you as soon as you spend as it makes it easier to check what is left and if someone is using your card. Reviewed on: 16th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub