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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easiest credit card company I have been with

5
My experience has been excellent, easy ways to pay back. Help throughout with advice from zopa on how to manage money. Reviewed on: 21st February 2023
Natasha leigh Taylor 's avatar
Natasha leigh Taylor

Great way to sensibly build credit

5
Sensible credit limit and clear app. for maintenance & managing card Reviewed on: 21st February 2023
Joanna Claire Foley's avatar
Joanna Claire Foley

Great service

5
Really quick helpful and clear, recommended Reviewed on: 21st February 2023
Jemma 's avatar
Jemma

Great company.

5
The app is very easy to navigate. Company are always available to contact, unlike many others Reviewed on: 21st February 2023
Darren Harrrison's avatar
Darren Harrrison

Best credit card

5
Since getting a Zopa credit card it has been so smooth! It’s easy to use, easy to make payments and really easy to use their app. Thank you Zopa for making credit easy Reviewed on: 21st February 2023
KH101's avatar
KH101

easy to apply for and use

5
very easy process to apply for the card. The app for the card is also very easy to upload and use and keeps me in control Reviewed on: 21st February 2023
Dave hollin's avatar
Dave hollin

Really good account

5
Nice easy to use account clear and informative Reviewed on: 21st February 2023
Dave Kilpatrick's avatar
Dave Kilpatrick

Quick easy efficient and app keeps you informed

5
I find that this card is very useful and advisory, it all helps in these tight times, i am very happy with all of its service, easy and not complicated procedures, well done Reviewed on: 21st February 2023
Adrian Fitzpatrick's avatar
Adrian Fitzpatrick

Easy to use the app to keep track

5
Easy to use the app to keep track of spending Reviewed on: 21st February 2023
Amanda 's avatar
Amanda

Great service

5
Zopa is a perfect credit card, reasonable amount of credit and great service Reviewed on: 21st February 2023
Imran Miah's avatar
Imran Miah

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