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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

easy to apply for and use

very easy process to apply for the card. The app for the card is also very easy to upload and use and keeps me in control Reviewed on: 21st February 2023

Really good account

Nice easy to use account clear and informative Reviewed on: 21st February 2023

Quick easy efficient and app keeps you informed

I find that this card is very useful and advisory, it all helps in these tight times, i am very happy with all of its service, easy and not complicated procedures, well done Reviewed on: 21st February 2023

Easy to use the app to keep track

Easy to use the app to keep track of spending Reviewed on: 21st February 2023

Great service

Zopa is a perfect credit card, reasonable amount of credit and great service Reviewed on: 21st February 2023

Top Class Card

Very good credit card, it even allows you to have a buffer zone and helps you to keep up to date with your payments a lot easily. The app is easy to use. Reviewed on: 21st February 2023

Excellent

Incredible product excellent option Reviewed on: 21st February 2023

Easy to get it, easy to use!

I was accepted very fast. After one year I got my limit increased. I have never had any problem with paying abroad. The app is very easy to use. Reviewed on: 21st February 2023

Good app

Their app is good and very easy to use Reviewed on: 21st February 2023

Its the most convenient credit card

Its the most convenient credit card I have ever owned. Beautiful designed app gives me full financial control Reviewed on: 21st February 2023

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