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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Top Class Card

Very good credit card, it even allows you to have a buffer zone and helps you to keep up to date with your payments a lot easily. The app is easy to use. Reviewed on: 21st February 2023

Excellent

Incredible product excellent option Reviewed on: 21st February 2023

Easy to get it, easy to use!

I was accepted very fast. After one year I got my limit increased. I have never had any problem with paying abroad. The app is very easy to use. Reviewed on: 21st February 2023

Good app

Their app is good and very easy to use Reviewed on: 21st February 2023

Its the most convenient credit card

Its the most convenient credit card I have ever owned. Beautiful designed app gives me full financial control Reviewed on: 21st February 2023

Really good

Good for them emergency situation Reviewed on: 21st February 2023

The Zopa Experience

Fast application and card delivered quickly, what I love is the app where you can keep up to date with your card and its features. Reviewed on: 21st February 2023

Excellent company

I have been with zopa for 6 months now they are a excellent credit company with the chance to build ur credit up over time I enjoy using this company no hidden charges for once like the rest of the credit company's great customer service center very polite staff would highly recommended songive them a try u won't be disappointed at all Reviewed on: 21st February 2023

User friendly

Straight forward and user friendly Reviewed on: 21st February 2023

top credit firm

very easy app on your phone with everything you need in one place options to open savi g accounts also Highley recommend Reviewed on: 21st February 2023

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