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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Easy to apply for

5
The card was East to apply for online Payment's also easy to make online, all card information on there app Reviewed on: 16th January 2023
Jools Millin's avatar
Jools Millin

Great

5
Everything is so easy and understandable great service thanks Reviewed on: 16th January 2023
Mick Wade's avatar
Mick Wade

Excellent company just what the general public need honesty

5
Helpful friendly company who put themselves in your shoes and realise . Everyone deserves a second chance with credit A1 Reviewed on: 16th January 2023
Steven james's avatar
Steven james

why I love zopa

5
really easy to deal with great app Reviewed on: 16th January 2023
Philip Clark's avatar
Philip Clark

Nice card

4
An easy card to use with a very helpful app to keep myself in credit Reviewed on: 16th January 2023
Grant Phillips's avatar
Grant Phillips

Does what it says

5
Easy to set up, great app and easy contact Reviewed on: 16th January 2023
Bev's avatar
Bev

Best creit card provider i have dealt with

5
All aspects of Zopa are so cear and easy to understand and are always there to help if you need it Reviewed on: 16th January 2023
George Powell's avatar
George Powell

Great

4
Great card easy to apply for one and the Zopa app is easy to use. Reviewed on: 16th January 2023
Ronnie's avatar
Ronnie

Great company

5
Nothing was difficult, this company makes everything possible with your application process and supplies the necessary documentation. They are supportive and approachable Reviewed on: 16th January 2023
James Green's avatar
James Green

Great company open and helpful

5
Helpful and honest always there to help Reviewed on: 16th January 2023
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