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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company.

The app is very easy to navigate. Company are always available to contact, unlike many others Reviewed on: 21st February 2023

Best credit card

Since getting a Zopa credit card it has been so smooth! It’s easy to use, easy to make payments and really easy to use their app. Thank you Zopa for making credit easy Reviewed on: 21st February 2023

easy to apply for and use

very easy process to apply for the card. The app for the card is also very easy to upload and use and keeps me in control Reviewed on: 21st February 2023

Really good account

Nice easy to use account clear and informative Reviewed on: 21st February 2023

Quick easy efficient and app keeps you informed

I find that this card is very useful and advisory, it all helps in these tight times, i am very happy with all of its service, easy and not complicated procedures, well done Reviewed on: 21st February 2023

Easy to use the app to keep track

Easy to use the app to keep track of spending Reviewed on: 21st February 2023

Great service

Zopa is a perfect credit card, reasonable amount of credit and great service Reviewed on: 21st February 2023

Top Class Card

Very good credit card, it even allows you to have a buffer zone and helps you to keep up to date with your payments a lot easily. The app is easy to use. Reviewed on: 21st February 2023

Excellent

Incredible product excellent option Reviewed on: 21st February 2023

Easy to get it, easy to use!

I was accepted very fast. After one year I got my limit increased. I have never had any problem with paying abroad. The app is very easy to use. Reviewed on: 21st February 2023

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