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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Massive help.and no worries

Applied for my zopa credit card back in 2022 and since its been brilliant would recommend these to anyone no hassle what so ever like every card pay you're monthly bill iff possible pay that little extra zopa is 100% recommended by me Reviewed on: 16th January 2023

My good luck with thanksEe

Excellent service starting with initial contact, listened to my needs and acted immediately, leaving me relieved and happy, Always able to contact with immediate answer, Very good service. Reviewed on: 16th January 2023

Zopa Zopa Zopa

Excellent customer service and good rates for customers with bad credit! Reviewed on: 16th January 2023

Had no problems

No problems and if I did they were very helpful Reviewed on: 16th January 2023

Hassle free

The application is hassle free, your given a limit that suits. The app helps you to keep on track and access and monitor your spending and payments Reviewed on: 16th January 2023

Cost effective credit card

Very versatile and enjoying the low interest rates Reviewed on: 16th January 2023

Zopa is the best

Excellent efficient service, excellent helpful advice, excellent app, all round excellent credit card, I am very happy with it & would recommend it to family & friends Reviewed on: 16th January 2023

Great zoopa

Super company. The best product. Reviewed on: 16th January 2023

Fabulous

Great company always there for you Reviewed on: 16th January 2023

Sopa credit card is a very good company I will Choose them in a million times because of the good customer service

They are a very very good company I like them Reviewed on: 16th January 2023

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