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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good with all information

Most time very good and would recommend to others myself never had problems Reviewed on: 21st February 2023

Good all over service

Since having a credit card it has all be great Reviewed on: 21st February 2023

Best during this times of crisis

I have used Zopa for a while now and have realised of all my credit cards they work best with real life problems. They understand life is difficult and are happy to work with you to sort finances out Reviewed on: 21st February 2023

Very good!

Easy going, friendly. Spot on! Easy to apply, low interest charges. Reviewed on: 21st February 2023

Excellent customer service

Great customer service l, friendly Reviewed on: 21st February 2023

Amazing Company

I have a credit card and they tailored it to my needs, best rates and customer service is always on hand if you need them. Reviewed on: 21st February 2023

Simple, quick, helpful

I would recommend this product to anyone, its quick and easy, and they are really helpful and informative Reviewed on: 21st February 2023

Hassle free company

It was an easy process that was hassle and stress free, great communication throughout ! Reviewed on: 21st February 2023

Good credit card

Help me when I need extra money, Reviewed on: 21st February 2023

Smashing

It's a good card and works well for me Reviewed on: 21st February 2023

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