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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good app

Their app is good and very easy to use Reviewed on: 21st February 2023

Its the most convenient credit card

Its the most convenient credit card I have ever owned. Beautiful designed app gives me full financial control Reviewed on: 21st February 2023

Really good

Good for them emergency situation Reviewed on: 21st February 2023

The Zopa Experience

Fast application and card delivered quickly, what I love is the app where you can keep up to date with your card and its features. Reviewed on: 21st February 2023

Excellent company

I have been with zopa for 6 months now they are a excellent credit company with the chance to build ur credit up over time I enjoy using this company no hidden charges for once like the rest of the credit company's great customer service center very polite staff would highly recommended songive them a try u won't be disappointed at all Reviewed on: 21st February 2023

User friendly

Straight forward and user friendly Reviewed on: 21st February 2023

top credit firm

very easy app on your phone with everything you need in one place options to open savi g accounts also Highley recommend Reviewed on: 21st February 2023

Very good with all information

Most time very good and would recommend to others myself never had problems Reviewed on: 21st February 2023

Good all over service

Since having a credit card it has all be great Reviewed on: 21st February 2023

Best during this times of crisis

I have used Zopa for a while now and have realised of all my credit cards they work best with real life problems. They understand life is difficult and are happy to work with you to sort finances out Reviewed on: 21st February 2023

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