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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Feedback

5
Very good lender. Good app. No hassle. Reviewed on: 21st February 2023
Liam McElligott's avatar
Liam McElligott

Great service

5
Great customer service always on hand if I have an issues with my account Reviewed on: 21st February 2023
Lmjones's avatar
Lmjones

Great card

5
Fantastic card, very good easy to use app is very good and they send out new cards asap if any problems Reviewed on: 21st February 2023
Yusuf Allison's avatar
Yusuf Allison

Great service

5
Great service and easy to use app very transparent Reviewed on: 21st February 2023
donna foster's avatar
donna foster

Good credit card

5
Good credit card. Reasonable APR, best feature you can add a credit cushion. And limit the spending amount Reviewed on: 21st February 2023
Laurentiu 's avatar
Laurentiu

Easy to use, transparent and fair!

5
Great app. Really visible and transparent. Fantastic customer support. Reviewed on: 21st February 2023
Wjordan469's avatar
Wjordan469

Brilliant

5
Easy to use easy to pay Reviewed on: 21st February 2023
Morantimo@googlemail.com 's avatar
[email protected]

Amazing service and benefits

5
Amazing card with great apr and affordability. Great customer service when needed them. Highly recommended Reviewed on: 21st February 2023
johnflood81@hotmail.co.uk's avatar
[email protected]

Straight forward

5
App is intutive process straight forward, Reviewed on: 21st February 2023
garylennie@hotmail.co.uk's avatar
[email protected]

Easy

5
They’re very transparent, and easy to work with Reviewed on: 21st February 2023
Kieron Santini's avatar
Kieron Santini

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