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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and informative

Application was easy and receive informative emails on a regular basis with offers and also helpful info Reviewed on: 16th January 2023

Awesome!

Application process was very easy and was very clear with it's instructions. Managing my card through the App couldn't be easier. I highly recommend Zopa as they are clear, transparent and the App couldn't be easier to navigate! Well done Zopa! Reviewed on: 16th January 2023

best deal for me

no fees on all my travel destination, even outside Europe Reviewed on: 16th January 2023

Good

Excelent service and quality good pay and rate low Reviewed on: 16th January 2023

My credit card

I have found my credit card account easy to use and to understand. The company makes any queries regarding the card clear and concise. I would definitely recommend them Reviewed on: 16th January 2023

Great card

Great credit card, Easy to navigate around the app. Great customer service Reviewed on: 16th January 2023

Exceptional

Good custom service, easy and less stressful services Reviewed on: 16th January 2023

Person centered service

Friendly but professional service that suits an individual and not a group. Reviewed on: 16th January 2023

very good

very good company and very good proffessional Reviewed on: 16th January 2023

very happy with service

i am happy to use zopa services. i have credit card with them and loans. Reviewed on: 16th January 2023

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