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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Simple to set up and easy to manage

5
Very simple process, easy to understand terms and manage account. Reviewed on: 21st February 2023
Elaine Anderson-Wright's avatar
Elaine Anderson-Wright

Excellent

5
Easy to use, great customer service Reviewed on: 21st February 2023
beckie 's avatar
beckie

Quality, sensible company!

5
Really good credit card company, keep you informed of everything that goes on by text and email. They use common sense rather than what a computer says. Reviewed on: 21st February 2023
Jon J Bullimore's avatar
Jon J Bullimore

Easy to apply for Easy to run

5
So easy to manage your money via the app Reviewed on: 21st February 2023
mark's avatar
mark

Good Card

5
Great for people with bad credit to help you build your score. Reviewed on: 21st February 2023
Danielle Hamilton's avatar
Danielle Hamilton

Feedback

5
Very good lender. Good app. No hassle. Reviewed on: 21st February 2023
Liam McElligott's avatar
Liam McElligott

Great service

5
Great customer service always on hand if I have an issues with my account Reviewed on: 21st February 2023
Lmjones's avatar
Lmjones

Great card

5
Fantastic card, very good easy to use app is very good and they send out new cards asap if any problems Reviewed on: 21st February 2023
Yusuf Allison's avatar
Yusuf Allison

Great service

5
Great service and easy to use app very transparent Reviewed on: 21st February 2023
donna foster's avatar
donna foster

Good credit card

5
Good credit card. Reasonable APR, best feature you can add a credit cushion. And limit the spending amount Reviewed on: 21st February 2023
Laurentiu 's avatar
Laurentiu

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