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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

New Card

Opening my account and getting a new card was easy to do, and completed quickly and efficiently. Reviewed on: 16th January 2023

Zopa came to my rescue when I needed it most

I'm totally satisfied with the service provided by zopa Reviewed on: 16th January 2023

Excellent account and service.

Easy to set up very user friendly. Reviewed on: 16th January 2023

Super Company

Quick and easy to apply, statements and updates easy to access and read. Reviewed on: 16th January 2023

Very helpful, app and customer service is top quality

I found Zopa to be very helpful, a pleasure to deal with and a great app Reviewed on: 16th January 2023

Amazing card always there to help

I used it when ever I need to never failed me Reviewed on: 16th January 2023

Zopa Service !

Starting from application till today , the service of Zopa was excellent and upto mark I can say Reviewed on: 16th January 2023

Best credit provider

The best credit company and the best credit rates Reviewed on: 16th January 2023

A credit card with a human feel

When l first got my credit card l needed to ask a question, l got an actual person to speak to which was very reassuring and means l can speak to a real person again in the future Reviewed on: 16th January 2023

Great Company

They make the application process, user friendly, efficient and speedy. Had a couple of technical issues however impressed with customer services for sorting them so quickly. Online monthly payment is simple and monthly statements are informative. Have no hesitation in recommending this company. Reviewed on: 16th January 2023

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