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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use, transparent and fair!

Great app. Really visible and transparent. Fantastic customer support. Reviewed on: 21st February 2023

Brilliant

Easy to use easy to pay Reviewed on: 21st February 2023

Amazing service and benefits

Amazing card with great apr and affordability. Great customer service when needed them. Highly recommended Reviewed on: 21st February 2023

Straight forward

App is intutive process straight forward, Reviewed on: 21st February 2023

Easy

They’re very transparent, and easy to work with Reviewed on: 21st February 2023

Credit card nice and easy

Perfect app easy to use correctly nice Reviewed on: 21st February 2023

Best credit card

Its the best credit card i have ever used. Reviewed on: 21st February 2023

love it

never had any issues with these, everything can be done on the app. Reviewed on: 21st February 2023

Payment problem

Had a problem with unauthorized payment, it was resolved quickly and efficiently Reviewed on: 21st February 2023

Best Credit card

Going good with Zopa, intrest rate is good and good to use. Reviewed on: 21st February 2023

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