Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card nice and easy

Perfect app easy to use correctly nice Reviewed on: 21st February 2023

Best credit card

Its the best credit card i have ever used. Reviewed on: 21st February 2023

love it

never had any issues with these, everything can be done on the app. Reviewed on: 21st February 2023

Payment problem

Had a problem with unauthorized payment, it was resolved quickly and efficiently Reviewed on: 21st February 2023

Best Credit card

Going good with Zopa, intrest rate is good and good to use. Reviewed on: 21st February 2023

great company

so easy and straightforward to use no hassle Reviewed on: 21st February 2023

Great service

I’ve had the credit card for a few months now and I feel very confident in the fact that if I have any questions, someone will answer them. Also I love that it’s almost immediate updates with transactions and paying in. Never had any issues with Zopa, and they have helped me build my credit score back up. Reviewed on: 21st February 2023

Credit card

Very good product, excellent app and easy to use Reviewed on: 21st February 2023

Zopa credit card

Zopa really helped me when i needed help the most ! Thank you! Reviewed on: 21st February 2023

Amazing and efficient

I must say Zopa has provided highly professional good quality service Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub