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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

great company

5
so easy and straightforward to use no hassle Reviewed on: 21st February 2023
Erblin Sa's avatar
Erblin Sa

Great service

5
I’ve had the credit card for a few months now and I feel very confident in the fact that if I have any questions, someone will answer them. Also I love that it’s almost immediate updates with transactions and paying in. Never had any issues with Zopa, and they have helped me build my credit score back up. Reviewed on: 21st February 2023
Jordan pisani's avatar
Jordan pisani

Credit card

5
Very good product, excellent app and easy to use Reviewed on: 21st February 2023
Emma Easton 's avatar
Emma Easton

Zopa credit card

5
Zopa really helped me when i needed help the most ! Thank you! Reviewed on: 21st February 2023
Agne Sudvajute's avatar
Agne Sudvajute

Amazing and efficient

5
I must say Zopa has provided highly professional good quality service Reviewed on: 21st February 2023
Sanjay Jain's avatar
Sanjay Jain

Great service

4
Great CC service with loads of added benefits. Thoroughly recommend. Reviewed on: 21st February 2023
R's avatar
R

Good service not expensive interest rates

5
Pleased with my credit card that helps me during difficult times with low minimum repayments and interest rates. Reviewed on: 21st February 2023
A D's avatar
A D

Excellent

5
Brilliant credit card to build your credit rating. Reviewed on: 21st February 2023
emmasmith35@live.co.uk's avatar
[email protected]

Not

5
I’m not sure what you want for me but if you have Zopa is everything easy Reviewed on: 21st February 2023
Marcin 's avatar
Marcin

easy friendly tech for everyone can use

5
simpler access. easy application, quick and farmed application process, without pushing to get one. great communication style Reviewed on: 21st February 2023
Chowdhury-Mohsin Akbary's avatar
Chowdhury-Mohsin Akbary

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