Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Straight forward

App is intutive process straight forward, Reviewed on: 21st February 2023

Easy

They’re very transparent, and easy to work with Reviewed on: 21st February 2023

Credit card nice and easy

Perfect app easy to use correctly nice Reviewed on: 21st February 2023

Best credit card

Its the best credit card i have ever used. Reviewed on: 21st February 2023

love it

never had any issues with these, everything can be done on the app. Reviewed on: 21st February 2023

Payment problem

Had a problem with unauthorized payment, it was resolved quickly and efficiently Reviewed on: 21st February 2023

Best Credit card

Going good with Zopa, intrest rate is good and good to use. Reviewed on: 21st February 2023

great company

so easy and straightforward to use no hassle Reviewed on: 21st February 2023

Great service

I’ve had the credit card for a few months now and I feel very confident in the fact that if I have any questions, someone will answer them. Also I love that it’s almost immediate updates with transactions and paying in. Never had any issues with Zopa, and they have helped me build my credit score back up. Reviewed on: 21st February 2023

Credit card

Very good product, excellent app and easy to use Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.80 from 2286 reviews
Credit card
from Vanquis 4.35 from 601 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub