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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Hassle free, quick and easy

Application Wass straight forward and easy to follow. The app makes payments easy and keeps you in control Reviewed on: 16th January 2023

Good

Meet my needs, very good good quality Reviewed on: 16th January 2023

They are as quick fast and easy

It's only a few minutes to get approved and all signed up and the card in the post 3days after highly recommend them Reviewed on: 16th January 2023

Brilliant service overall

Very easy to use and helpful. Easy straightforward banking app, always helpful, always fully informing of changes and any updates. All in all great service and great products available Reviewed on: 16th January 2023

Excellent with friendly people

An easy to use product with efficient app Reviewed on: 16th January 2023

Easy to sign up and to use the app.

Quick respond to the application and easy to use app Reviewed on: 16th January 2023

Efficient and Faster

Quick application process and agreement and card issued very promptly. Reviewed on: 16th January 2023

Great company

This company is so good and helps you improve your credit score and build a credit rating Reviewed on: 16th January 2023

Great rates

Just amazing low rates, so much lower than the competition Reviewed on: 16th January 2023

Great App.

Easy to keep track of your spending. You have complete control over your limits. Great company & a great App. Reviewed on: 16th January 2023

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