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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing and very easy to communicate with.

Zopa have changed my life by this card and helping me. Reviewed on: 21st February 2023

A Great company to be with!

Zopa is a great finance company to be with. Fuss free banking and free financial advice. Win win! Reviewed on: 21st February 2023

Good

Good app Understanding “”””””””” Reviewed on: 21st February 2023

Very happy with my Zopa experience!

I used Zopa to transfer a balance. I was very happy with the offer of the interest free period and have been happy with the customer service I have received as a Zopa customer! Reviewed on: 21st February 2023

Best service

I am very pleased,with service and the card functioning and the app Reviewed on: 21st February 2023

Very useful card

I’ve been using this card for the last year and it’s been a huge help , highly recommend it . Reviewed on: 21st February 2023

Perfect

Easy to use app perfect and a considerate company Reviewed on: 21st February 2023

Good credit card

One of the few credit cards that doesn’t automatically put you into debt by increasing limits often. Good all rounder for improving creid Reviewed on: 21st February 2023

Easy to use credit card

As above easy to use the Zopa app is very good all transactions and payments easily obtainable very satisfied Reviewed on: 21st February 2023

Great service easy to use

Great service easy to use had this card for over 12 months now, very convenient if you forget your money etc Reviewed on: 21st February 2023

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