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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

App really good

The app is really good and you get text’s everytime theres a transaction Reviewed on: 21st February 2023

Fantastic company

Fast quick reliable credit card company no hassle friendly customer service Reviewed on: 21st February 2023

Great for first time users.

This is my first credit card and the whole experience has been simple and useful in my daily life. I can pay off easily through the app, the alerts are set so I never miss a payment date and the customer service is excellent! Reviewed on: 21st February 2023

Easy

Easy to apply and manage account, keep me updated regarding account and payments Reviewed on: 21st February 2023

Amazing, Helpful and Easy to use.

I would definitely recommend Zopa to all my friends and family. It is very easy to use which is very helpful. I’ve had an amazing experience these last few months with it. It’s the best and most helpful credit card company out there. Reviewed on: 21st February 2023

Hassle free card that meets needs

Good communication, easy to use and set up and quick customer service response Reviewed on: 21st February 2023

Great experience

It was easy to apply and my card arrived swiftly Reviewed on: 21st February 2023

Best for perpetual times

Zopa in my mind can't be beaten on interest rate they are effective in each way possible how can you not take the leap for the perfect credit card which gives you an interest rate which is excellent for beginners Reviewed on: 21st February 2023

Fabulous

Never have any problems, everything has been great Reviewed on: 21st February 2023

Very good

This has improved credit score, I highly recommend Reviewed on: 21st February 2023

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