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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy

5
Easy to apply and manage account, keep me updated regarding account and payments Reviewed on: 21st February 2023
Andy Wilkes's avatar
Andy Wilkes

Amazing, Helpful and Easy to use.

5
I would definitely recommend Zopa to all my friends and family. It is very easy to use which is very helpful. I’ve had an amazing experience these last few months with it. It’s the best and most helpful credit card company out there. Reviewed on: 21st February 2023
Alexandra's avatar
Alexandra

Hassle free card that meets needs

5
Good communication, easy to use and set up and quick customer service response Reviewed on: 21st February 2023
Toyin Adams's avatar
Toyin Adams

Great experience

5
It was easy to apply and my card arrived swiftly Reviewed on: 21st February 2023
Cj's avatar
Cj

Best for perpetual times

5
Zopa in my mind can't be beaten on interest rate they are effective in each way possible how can you not take the leap for the perfect credit card which gives you an interest rate which is excellent for beginners Reviewed on: 21st February 2023
Ahamer farid's avatar
Ahamer farid

Fabulous

5
Never have any problems, everything has been great Reviewed on: 21st February 2023
Vicky Buckland's avatar
Vicky Buckland

Very good

5
This has improved credit score, I highly recommend Reviewed on: 21st February 2023
Wale B's avatar
Wale B

Easy to manage and make payments

5
It’s so easy to keep an eye on your account Reviewed on: 21st February 2023
Kiara's avatar
Kiara

Credit card

4
Hassle free and don't hound you with calls Reviewed on: 21st February 2023
Rhys's avatar
Rhys

Excellent service easy to use app

5
I’ve never had any issues app is easy to use and self explanatory. Would definitely recommend Reviewed on: 21st February 2023
Colette collins's avatar
Colette collins

Review Zopa: Credit card now

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