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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Credit Card

4
Easy to use app and helpful customer service when required Reviewed on: 21st February 2023
Emma's avatar
Emma

Credit Card

5
Easy to use, hassle free and fully transparent. Can use the card on anything and the app is simple to use. Reviewed on: 21st February 2023
J G's avatar
J G

Easy card to use and the app makes it very easy to make payments

5
I’ve had no issue with the company Reviewed on: 21st February 2023
Sherree's avatar
Sherree

Simple spending.....

5
I have had a Zopa credit card for a while now and with the help of their app, it could not be more simple!! It's a fantastic app and easy to see what you are spending. Also the opportunity to save, which is even better. Reviewed on: 21st February 2023
Marc's avatar
Marc

Zopa

4
Very good understanding company Reviewed on: 21st February 2023
ashmc1989@hotmail.co.uk's avatar
[email protected]

Outstanding

4
Outstanding customer services nothing is ever to much. Reviewed on: 21st February 2023
Gav Dent's avatar
Gav Dent

Great experience

5
Really good experience with Zopa. Easy to use card and app, they are responsible lenders with good interest rates. Reviewed on: 21st February 2023
Alice's avatar
Alice

Quality service

5
Helps build your credit rating and has a fantastic customer service. Reviewed on: 21st February 2023
Tom Cather's avatar
Tom Cather

Easy to use and vey convenient

5
Easy to use, excepted in most stores, great for daily shopping or when you're a bit short. And the beauty of being able to pay it off earlier is a bonus. Reviewed on: 21st February 2023
nathan roberts's avatar
nathan roberts

East nice company

5
No problems, easy to use and interest rates low. App where you can pay and track your spending easily Reviewed on: 21st February 2023
Lorraine Jenkins's avatar
Lorraine Jenkins

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