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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Friendly, transparent and hassle free

5
Zopa it's simply the best credit card supplier right now. The ease of use, the transparency and clarity in their service. The app works seamlessly, it's so easy to use and understand, works every time and you know there won't be surprises. Reviewed on: 16th January 2023
Vincenzo Russotto 's avatar
Vincenzo Russotto

Excellent service

5
Very happy with the service would recommend to anyone Reviewed on: 16th January 2023
azizul choudhury's avatar
azizul choudhury

Excellent service and provider

5
I would highly recommend Zopa. They helped get my credit back on track. Always helpful and great guidance Reviewed on: 16th January 2023
Abby Baker's avatar
Abby Baker

Good service

5
I have been using Zopa Credit Card for the 6 months and have been extremely satisfied with the level of service provided. The application process was quick and easy, and the customer service team was helpful in answering any questions I had. The online account management system is user-friendly and makes it easy to track my spending and payments via the app. Overall, I highly recommend Zopa Credit Card to anyone looking for a reliable and customer-friendly provider. Reviewed on: 16th January 2023
Ben's avatar
Ben

So easy to use and great customer care

5
I got this credit card from Zopa as it had a small limit so I could pay for things on it and then pay them off in full to increase my credit score! It has worked so well I am delighted! I have used the customer help centre a few times for minor query’s and they were so helpful and resolved my query really quickly! I also love the credit cushion feature! Reviewed on: 16th January 2023
rachael282231@gmail.com's avatar
[email protected]

Top card

4
Very helpful, always kept updated on my score and borrowing power. Reviewed on: 16th January 2023
fran23_mansell@yahoo.co.uk's avatar
[email protected]

Great Credit Card

4
Easy to apply, quick and simple app and great payment options for paying off your credit card. Notifications too, to help you stay on track of your spending. Reviewed on: 16th January 2023
Sarah Pamintas's avatar
Sarah Pamintas

Excellent credit company

5
Found Zopa when looking for a credit card, so straight forward. Would highly recommend Reviewed on: 16th January 2023
Laura c 's avatar
Laura c

Great credit card

5
Very convenient and handy app for managing everything. Reviewed on: 16th January 2023
Johann's avatar
Johann

Good card

5
Always responsive and good interest rates Reviewed on: 16th January 2023
Cathy Chandler's avatar
Cathy Chandler

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