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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Clean & Simple

Less fuss, clean and simple. I have this card purely as a credit builder and the app, process and service is clean and simple. Reviewed on: 16th January 2023

Build Credit Rating

Helps builds your credit rating, if you had bad credit before. Highly recommend Reviewed on: 16th January 2023

Good company

Allways been really good with me Reviewed on: 16th January 2023

Good

Very good Reviewed on: 16th January 2023

Easy and transparent

Great communication and easy to use, fair and honest company Reviewed on: 16th January 2023

Fast and easy

My card arrived quickly and reddy to use straight away Reviewed on: 16th January 2023

Super simple procedure

Couldn't ask for a easier way to open a account. From to finish its so simple from opening the account to paying/setting up your direct debit. Reviewed on: 16th January 2023

Nice Credit Card Compnay

Really love using Zopa, great service easy using APP would highly recommend Reviewed on: 16th January 2023

Service

Simply amazing service providing and easy to approach teams. Reviewed on: 16th January 2023

Zopa

I have to say everyone was lovely and the whole operation was simple. Excellent. Reviewed on: 16th January 2023

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