Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Simple and useful

5
Being able to pay your balance easily and shows immediately. Also able to add to my wallet on the phone is a plus. I cannot add my normal bank card for that. Excellent and recommended. Reviewed on: 21st February 2023
Brian Anderson's avatar
Brian Anderson

Easy to apply for

5
Easy to apply for and consider all credit ratings Reviewed on: 21st February 2023
julieroberts1976@outlook.com's avatar
[email protected]

Easy Understandable Banking

5
Since having my zopa credit card it is easy and understandable. The app is brilliant, its clear and easy to use. I know all my interest rates and when rates are ending. I can easily see my balance transfer balance and my purchases balance. Would highly recommend to friends and family. I prefer this is my other banking apps. Reviewed on: 21st February 2023
Sarah Brown 's avatar
Sarah Brown

Simply the best

5
There when you need them, fast and reliable. Reviewed on: 21st February 2023
Raul-Maximilian Casian 's avatar
Raul-Maximilian Casian

Good credit card and app

5
A good credit card and app with user friendly interface and options and tips on app. Reviewed on: 21st February 2023
Naveen Raj Bonmon Premraj's avatar
Naveen Raj Bonmon Premraj

Excellent

5
All service is good and they monitor you very carefully Reviewed on: 21st February 2023
Alamin's avatar
Alamin

Zopa

5
Words can't explain I'm not good of explaining stuff but services is very good Reviewed on: 21st February 2023
Keith Shallow's avatar
Keith Shallow

Great service

5
Great service easy to set up and use Reviewed on: 21st February 2023
Z's avatar
Z

Great service

5
Easy to apply and the app very ui friendly Reviewed on: 21st February 2023
Adrian's avatar
Adrian

Excellent

5
Fair, clear and useful app. Conscious about credit limit affordability Reviewed on: 21st February 2023
Sarah 's avatar
Sarah

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill