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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44343)

Excellent

5
All service is good and they monitor you very carefully Reviewed on: 21st February 2023
Alamin's avatar
Alamin

Zopa

5
Words can't explain I'm not good of explaining stuff but services is very good Reviewed on: 21st February 2023
Keith Shallow's avatar
Keith Shallow

Great service

5
Great service easy to set up and use Reviewed on: 21st February 2023
Z's avatar
Z

Great service

5
Easy to apply and the app very ui friendly Reviewed on: 21st February 2023
Adrian's avatar
Adrian

Excellent

5
Fair, clear and useful app. Conscious about credit limit affordability Reviewed on: 21st February 2023
Sarah 's avatar
Sarah

Everything made easy

5
I've had this card for a while now with the app I'm trying to build my credit back up the app helps me no end I highly recommend it Reviewed on: 21st February 2023
Ashley chohan's avatar
Ashley chohan

Simple, plain talking, caring

5
Zopa makes credit clear - they don’t rely on complicated jargon or false advertising. They do what they claim and are there to help the customer, not themselves. Reviewed on: 21st February 2023
vicwal's avatar
vicwal

Simple, professional & considerate!

5
Zopa is probably the best credit card I’ve ever had, firstly gaining it on bad credit was the easiest I had imagined and being with them for just under 2 years, my credit score has increased considerably and credit increased too. Probably the only provider that were considerate and gave me the opportunity to use wisely and increase further chances of increase! The perfect credit card. Reviewed on: 21st February 2023
Adil Butt's avatar
Adil Butt

Excellent

5
Excellent service and very easy communication Reviewed on: 21st February 2023
emma.ough@ntlworld.com's avatar
[email protected]

Easiest thing ever

5
Easy to manage, staff are easy to talk to and understanding. Overall great product Reviewed on: 21st February 2023
Lt's avatar
Lt

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