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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

They charge little interest.

5
I very satisfied with Zopa bank. Administration is also fast. Reviewed on: 16th January 2023
Anna Boda's avatar
Anna Boda

A no nonsense credit card

5
Zopa is seriously a no nonsense credit card service provider. In the background, keeping you in touch with current affairs and ready to spring into action if something goes wrong. Reviewed on: 16th January 2023
DJ Dave's avatar
DJ Dave

Best Credit Card Provider

5
Fast, easy and uncomplicated application process. Noteworthy is the affordable repayment set rate. Reviewed on: 16th January 2023
Adedayo Adeola's avatar
Adedayo Adeola

A very good product

5
One of the best cards, I recommend it. Reviewed on: 16th January 2023
Mihai Claudiu's avatar
Mihai Claudiu

Great Credit Card

5
Everything with Zopa credit card has been great. Texts each transaction straightaway, which is ideal for me, the layout of the app is so easy to use, reminders of payments to make, just really is the easiest and good credit card I have had. Reviewed on: 16th January 2023
MARIA CONSTANTINOU's avatar
MARIA CONSTANTINOU

Good

5
Very good and friendly service i can recommend Reviewed on: 16th January 2023
Vasil Demeter's avatar
Vasil Demeter

Great all round

5
Great all round. No problems at all. Reviewed on: 16th January 2023
David.searl's avatar
David.searl

Exactly the kind of customer experience I needed

5
The entire process from application stage to the actual usage of the card is very easy. I especially appreciate the fact that repayments reflect no almost immediately. I would recommend this provider to friends Reviewed on: 16th January 2023
Prissymosh's avatar
Prissymosh

Great Credit Card

5
Great Credit Card and fantastick customer service. Reviewed on: 16th January 2023
Peter's avatar
Peter

Easy to use

5
ive had zopa for a while now with no problems its so easy to use and repayments are very managable i would and have recommended them to my friends and family to help with credit builsing and managing there finances Reviewed on: 16th January 2023
Lucy Lou's avatar
Lucy Lou

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