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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Everything made easy

I've had this card for a while now with the app I'm trying to build my credit back up the app helps me no end I highly recommend it Reviewed on: 21st February 2023

Simple, plain talking, caring

Zopa makes credit clear - they don’t rely on complicated jargon or false advertising. They do what they claim and are there to help the customer, not themselves. Reviewed on: 21st February 2023

Simple, professional & considerate!

Zopa is probably the best credit card I’ve ever had, firstly gaining it on bad credit was the easiest I had imagined and being with them for just under 2 years, my credit score has increased considerably and credit increased too. Probably the only provider that were considerate and gave me the opportunity to use wisely and increase further chances of increase! The perfect credit card. Reviewed on: 21st February 2023

Excellent

Excellent service and very easy communication Reviewed on: 21st February 2023

Easiest thing ever

Easy to manage, staff are easy to talk to and understanding. Overall great product Reviewed on: 21st February 2023

I fully recommend credit card as also loans . !

I got zopa for a year I think now , and I am really satisfied, I have never had any trouble or issue with my credit card or payments . Reviewed on: 21st February 2023

Excellent company

Fab service from the word go, great product to boost credit rating Reviewed on: 21st February 2023

Zopa Customer Interest Credit Card

Zopa card is durable and provides very low-interest rates. Reviewed on: 21st February 2023

Affordable and credit boosting

My zopa credit card is great. I was given the right amount of credit that I could afford to pay back each month. The app is very easy to use which makes the experience even better, especially when you're not great with technology! I would 100% recommend zopa to any of my friends and family. Reviewed on: 21st February 2023

Great card

Excellent customer services when you call them. Reviewed on: 21st February 2023

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