Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Thoughly Reccommend!

Easy, no hassel, no frills, you know what you are getting, nothing hidden, excellent app. Excellent to keep track of your spend. Superb. Reviewed on: 21st February 2023

Easy to use & responsible lending.

I applied for Zopa on a whim really but I’m glad I did. Their app has so much useful information on there and it makes it really easy to keep track of my payments and my spending. They send personalised emails with tips on how to help your credit score and what is holding you back. I really would recommend it. Reviewed on: 21st February 2023

Smart card

Simply easy perfection does exactly what it say and with ease Reviewed on: 21st February 2023

Fantastic easy credit card company

Cannot fault Zopa. From pending approval process to acceptance. To initial credit limit to potential increases. Absolutely everything. Making payments is so simple, as is purchasing using the cards. Instant notifications. Easy to use app. 10/10 Reviewed on: 21st February 2023

Good service, quick and easy to use

Straight forward, easy to apply, great service, easy app to use Reviewed on: 21st February 2023

Good company

Good company, goof limit, useful app. Reviewed on: 21st February 2023

Best

Best credit card ever I have used and love it Reviewed on: 21st February 2023

Great company.

Yes never have any problems. Runs very smoothly Reviewed on: 21st February 2023

Vote

Easy access and easy to use app and good knowledge of what i require from credit card Reviewed on: 21st February 2023

brilliant

Just help when and where its needed. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
British Airways credit card
from American Express 4.43 from 89 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub