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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Fantastic easy credit card company

Cannot fault Zopa. From pending approval process to acceptance. To initial credit limit to potential increases. Absolutely everything. Making payments is so simple, as is purchasing using the cards. Instant notifications. Easy to use app. 10/10 Reviewed on: 21st February 2023

Good service, quick and easy to use

Straight forward, easy to apply, great service, easy app to use Reviewed on: 21st February 2023

Good company

Good company, goof limit, useful app. Reviewed on: 21st February 2023

Best

Best credit card ever I have used and love it Reviewed on: 21st February 2023

Great company.

Yes never have any problems. Runs very smoothly Reviewed on: 21st February 2023

Vote

Easy access and easy to use app and good knowledge of what i require from credit card Reviewed on: 21st February 2023

brilliant

Just help when and where its needed. Reviewed on: 21st February 2023

Excellent provider

Excellent provider. Also app amazing and everything to hand easy to use Reviewed on: 21st February 2023

Simple, Efficient

Every process and piece of communication has been simple and straight forward. Reviewed on: 21st February 2023

The best credit card ever!

I've been with zopa for almost a year now, and I love this card! It's not like having a credit card but more of a savings card. It's helped me out of sticky situations, and continues to help me so well. I'd recommend it 110% Reviewed on: 21st February 2023

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