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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Ease of management

Fantastic card. Easy to manage and make payments. No dribble. Just simple easy use Reviewed on: 16th January 2023

The best

Is the best card ever . I recommend to everyone Reviewed on: 16th January 2023

Simple and Efficient

This is a no fuss credit card. The app is amazing, you can see everything you need right in one place. Forgotten your pin, boom its on the app. Not sure when your payment is due... the app reminds you well in advance. Never had an issue. Reviewed on: 15th January 2023

Great card for improving your credit score

Had this card for 3 to 4 years and still helps me stay in control with my spending Reviewed on: 15th January 2023

Great credit card company

Great company would recommend them to anyone Reviewed on: 15th January 2023

the best cut I have received, easy to use and settle

the best cut I have received, easy to use and settle Reviewed on: 15th January 2023

Quick and easy

Brilliant service, fast and efficient, great rates Reviewed on: 15th January 2023

Zopa Credit card

Zopa credit card is easy to apply for, their app is very convenient to use and they keep me informed of any changes or offers that are available Reviewed on: 15th January 2023

Good reliable service

Easy to use,app is very straightforward and informative Reviewed on: 15th January 2023

Quick updates

I especially like how quickly payments are registered on the app. Reviewed on: 15th January 2023

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