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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card to work with

Would recommend one off the best companies I’ve been with and always great customer service when I’ve had to call. Reviewed on: 15th January 2023

Quick, easy and professional

I have a poor credit rating , yet Zopa was able to help me . They gave me £400 to start with and I now have £1200 limit . I would massively recommend Thanks Zopa Reviewed on: 15th January 2023

Comment

Good service from zopa. I will recommend friends, family and colleagues Reviewed on: 15th January 2023

Brilliant

Service is excellent good customer service Reviewed on: 15th January 2023

Clear and transparent.

I have found Zopa to be a refreshing change in finance provision. Their app and administration is excellent. Clear figures explained properly. So easy to use and see the status of your account. Highly recommended! Reviewed on: 15th January 2023

Very good company

Very good company always happy to help Reviewed on: 15th January 2023

Credit Card

Simple to apply and easy to set up your account. The app is clear and useful. I am new'ish to Zopa, however every experience has been a positive one. applying, setting up account. Using app, using card Reviewed on: 15th January 2023

Best credit card

Great APR with balance transfer offer. Easy to use App and super friendly Company. Reviewed on: 15th January 2023

Easy process, great credit limits

Zopa has been a life saver and came in very handy at a time that was necessary. The process was quick and simple. Reviewed on: 15th January 2023

Great card

Great rates and affordable card to pay back Reviewed on: 15th January 2023

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