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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Excellent service and communication love it !!

I’ve had Zopa for a while now no problems using my credit card I would recommend to anyone Reviewed on: 21st February 2023

Great with customer

Brilliant customer care service Reviewed on: 21st February 2023

Its a credit card

Just a credit card. Its OK. Helpful but nothing to rave about Reviewed on: 21st February 2023

Great credit card

Easy app,great interest ratings,contactless Reviewed on: 21st February 2023

Great company

I have been using zopa credit card for a few years now and I have always found using it a joy, always keep me up to date with payments and always there to help. Reviewed on: 21st February 2023

Awesome product

Zopa credit card is the best card They gave all facilities and everything Reviewed on: 21st February 2023

Superb and Friendly

Really pleased to be a Zopa user, they have really helped me in my times of need during the uncertan times with the cost of living crisis and they have been an absolute godsend Reviewed on: 21st February 2023

Excellent

Very easy straightforward application Reviewed on: 21st February 2023

Responsible Lending

I have had a Zopa credit card for a couple of years now and I have found it to be most useful as a back up whilst travelling for work around EMEA. The credit limit has only been increased once during this time and only by a small amount. But for me that works. Reviewed on: 21st February 2023

Great customer service

They were quick and efficient. The customer service was great and they always kept in contact with me to let me know what was going on Reviewed on: 21st February 2023

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