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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

The app is so easy to use and manage my account Reviewed on: 21st February 2023

Great Credit Card

Great credit card, easy to use and control. Very good customer service Reviewed on: 21st February 2023

Fast and convenient

Amazing experience. All you need is in the app. What I love is the fact that payment shows straight away on the account together with money. No need to wait 24 hours Reviewed on: 21st February 2023

A credit card for all your needs

A hassle free credit card that has looked after me very well over the past couple of years. Thank you Zopa Reviewed on: 21st February 2023

Very easy to keep track

It’s an easy card to use to increase the credit score Reviewed on: 21st February 2023

Excellent service and communication love it !!

I’ve had Zopa for a while now no problems using my credit card I would recommend to anyone Reviewed on: 21st February 2023

Great with customer

Brilliant customer care service Reviewed on: 21st February 2023

Its a credit card

Just a credit card. Its OK. Helpful but nothing to rave about Reviewed on: 21st February 2023

Great credit card

Easy app,great interest ratings,contactless Reviewed on: 21st February 2023

Great company

I have been using zopa credit card for a few years now and I have always found using it a joy, always keep me up to date with payments and always there to help. Reviewed on: 21st February 2023

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