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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

JV

It’s easy to apply a credit card and and helps you on your budget. Reviewed on: 15th January 2023

easy quick

wonderfull experience the response was quick Reviewed on: 15th January 2023

Simply the best

Their on line App is so simple to understand and use. You get all you need to know so easily. If you do phone them their customer service team are 2nd to none. Great Company Reviewed on: 15th January 2023

Overall good experience

Provided outstanding customer satisfaction Reviewed on: 15th January 2023

Very good

Quick and easy way to pay.zopa except me to build my credit rating Reviewed on: 15th January 2023

I am so happy this credit card

Good credit card . Lovely to pay . Easy to use. Very happy thank you Reviewed on: 15th January 2023

Amazing Credit Card that comes to you when you need it.

Simplicity, easy to use, fantastic customer service that is always ready to assist you. Reviewed on: 15th January 2023

Zopa have been a life saver

I have both a loan and a credit card with Zopa. The company has been a life saver. It has help to me greatly to sort my finances out. In affordable segments and a good APR. The customer service is very professional too. I highly recommend Zopa. Reviewed on: 15th January 2023

Excellence

I had bad credit rating and zopa gave me the chance to build my credit rating also helped by their brilliant app Reviewed on: 15th January 2023

Fantastic

Great company good interest rates easy to use app I strongly recommend over any credit card I have ever had. Reviewed on: 15th January 2023

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