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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great company

5
I think Zopa is one amazing company to be with and I am glad I am with them and I would recommend them to anyway. Reviewed on: 15th January 2023
THEROCK's avatar
THEROCK

A pleasure to know

5
Easy to set up staff are willing to help if you have any problems would highly recommend Reviewed on: 15th January 2023
matt reid's avatar
matt reid

Cridit card

5
Excellent service and you will gat going customer service and support from them Reviewed on: 15th January 2023
Fardin Hussain 's avatar
Fardin Hussain

Boosted credit rating

5
Zopa have given me the best chance to boost my credit rating, when other companies wouldn't. Never had and issues or problems and always pay on time Reviewed on: 15th January 2023
Gavin Philips's avatar
Gavin Philips

Very helpful credit card company

5
Communication is fantastic with Zopa. They are helpful and supportive Reviewed on: 15th January 2023
georgiahack1@yahoo.co.uk's avatar
[email protected]

Excellent

5
Great, no problems at all. Excellent Reviewed on: 15th January 2023
Orlando Sinckler's avatar
Orlando Sinckler

Easy credit card

5
Very easy and quick way to have a credit card. Thanks Reviewed on: 15th January 2023
Herbert Fausto Bonazzi 's avatar
Herbert Fausto Bonazzi

Helping hand

5
In these austerity times, Zopa has provided a helping hand with cash flow and straightforward and simple money management Reviewed on: 15th January 2023
Marilou's avatar
Marilou

Great company

5
Great company very helpful staff Reviewed on: 15th January 2023
richard.ashford80@icloud.com's avatar
[email protected]

Does what they say

5
Easy application, great App. Simple to understand and work with. Reviewed on: 15th January 2023
Paul Parkinson 's avatar
Paul Parkinson

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