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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very easy to use

Handy to have the card as a Wi-Fi payment everywhere. Reviewed on: 21st February 2023

Great app, easy to use

Great app, information clear and easy to understand Reviewed on: 21st February 2023

Excellent

I like this company Zopa and recommend everyone.It is very good company. Reviewed on: 21st February 2023

Easy to use and manage

Zopa is a very easy to manage credit card. Reviewed on: 21st February 2023

Easy and great credit card

Very satisfied with my first credit card! Reviewed on: 21st February 2023

Free foreign currency transactions and best exchange rates.

Being an Airline Pilot I travel a lot. Historically, using my debit or credit card abroad always incurred fees and charges. However, I then discovered Zopa - no more foreign currency exchange fees or extortionate rates. Also, online shopping on European or other currency websites is feasible as I can choose to pay in GBP or using their own currency. Highly recommended Zopa credit. Reviewed on: 21st February 2023

Very good

I’m pleased with the experience Reviewed on: 21st February 2023

Affordable and good credit builder

Affordable and good credit builder Reviewed on: 21st February 2023

Amazing & friendly interface!

Amazing, really good interest & a great credit builder! Reviewed on: 21st February 2023

Get ZOPA and feel SUPER!!!

Excellent customer service right from application to phone dealings. Processes are quite user friendly and straight to the point Reviewed on: 21st February 2023

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