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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fabulous service

Very easy to set up & use, always get information of the app will highly recommend Reviewed on: 21st February 2023

Very efficient and very helpful

Application process was very clear and easy to go through. Reviewed on: 21st February 2023

Best one.

I recommend it to everyone. Is something that I can't explain in words. It helped me so much Reviewed on: 21st February 2023

Great service

Fantastic service , easy to use app Reviewed on: 21st February 2023

Responsible lender

Definetly a responsibly lender great customer service no issues Reviewed on: 21st February 2023

Very easy to use

Handy to have the card as a Wi-Fi payment everywhere. Reviewed on: 21st February 2023

Great app, easy to use

Great app, information clear and easy to understand Reviewed on: 21st February 2023

Excellent

I like this company Zopa and recommend everyone.It is very good company. Reviewed on: 21st February 2023

Easy to use and manage

Zopa is a very easy to manage credit card. Reviewed on: 21st February 2023

Easy and great credit card

Very satisfied with my first credit card! Reviewed on: 21st February 2023

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