Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic card

Very easy to pay the balance over period of time I'm Reviewed on: 17th January 2023

Good company

A company that believes in second chances Reviewed on: 17th January 2023

Fantastic

Zopa's credit card has helped me a lot with expenses because of increased supplies. Reviewed on: 17th January 2023

The Best !

Simply application , clear terms and conditions , no nonsense jargon . Would recommend this company to anyone . Reviewed on: 17th January 2023

Recommend it to anyone

So easy to use great interest rates Reviewed on: 17th January 2023

The best credit card provider

Giving you the best rates and best offers Reviewed on: 17th January 2023

Great card to have

Great card to have, and fantastic customer service Reviewed on: 17th January 2023

Brilliant company

I have a credit card out with Zopa and think they are really good and easy to deal with Reviewed on: 17th January 2023

It is easy to use online, card machines and shops.

Many card issuers can raise interest rates as high as they'd like. Reviewed on: 17th January 2023

I like zopa card

What i used untill now zopa card that is excelent service.. Reviewed on: 17th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.97 from 931 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews
Credit card
from Post Office 2.27 from 113 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub