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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very very good

Zopa is a very good card, when other cards won't believe me he was the first I really like being part of this team Reviewed on: 21st February 2023

Good experience

Very good experience and nice product to start with building credit score Reviewed on: 21st February 2023

Easy

Easy to navigate and keep track of your credit score and spend Reviewed on: 21st February 2023

Great customer service

Can always get hold of someone to help Reviewed on: 21st February 2023

Fantastic card

No hassle card straight forward application Reviewed on: 21st February 2023

Good service

Very friendly service, quick resolved problem Reviewed on: 21st February 2023

Brilliant company

Great customer service, always on hand to help Reviewed on: 21st February 2023

Great company with great support

Great support from a great company always go the extra mile to help you out Reviewed on: 21st February 2023

Simple and Powerful!

Very easy to use and with great help and power Reviewed on: 21st February 2023

Great service by Zopa

It was so easy getting into Zopa and everything is made easy and convenient to use Reviewed on: 21st February 2023

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