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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy and very helpful service

Easy to apply, always informed about changed, very friendly customer services. Reviewed on: 18th January 2023

Mr

Easy to apply good app to keep track on savings and spending Reviewed on: 18th January 2023

Credit building credit card with useful app

Very useable card, manageable from it's app. The app gives details of other products and whether you're eligible. Great for credit score building and for those with credit challenges. Reviewed on: 18th January 2023

Great way to rebuild credit ratings

So easy, every time you spend you get a notification. Easy to use app. Reviewed on: 18th January 2023

So refreshing

It's amazing to come across a provider who understands customers and puts them first. Reviewed on: 18th January 2023

I can honestly say Zopa is the best credit card..

Quick to response to any problem Reviewed on: 18th January 2023

Excellent

Excellent , very helpful and easy to use. Reviewed on: 18th January 2023

Good

Easy too use App is efficient and simple to understand Reviewed on: 18th January 2023

Great card!

Got a credit card with Zopa to help with my expenses. Reviewed on: 18th January 2023

cards

very easy to apply no hassel with the company Reviewed on: 17th January 2023

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