Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

View other Zopa products

4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit for everyone, good credit history builder card

Credit for everyone, good credit history builder card Reviewed on: 15th January 2026

They gave me a chance with ok credit unlike other pr...

They gave me a chance with ok credit unlike other providers and they are always happy to help would definitely recommend them Reviewed on: 15th January 2026

Would recommend.

I have enjoyed my Zopa Card since joining and would recommend. However I do wish they would permit wise transfer again. This is why I use my card less than I previously did. Reviewed on: 15th January 2026

Credit with ease

Ease of getting a zopa card and helpful staff if you need to phone them.really friendly and helpful if you have a problem. Reviewed on: 15th January 2026

Fantastic card facilities, with easy and fuss free a...

Fantastic card facilities, with easy and fuss free application process Reviewed on: 15th January 2026

Great card, Great customer service

Great card, Great customer service Reviewed on: 15th January 2026

Amazing service - with up to date messages of what...

Fabulous service - with up to date messages of what i’ve spent and what i have left perfect for a busy schedule Reviewed on: 15th January 2026

Helped me build my credit the first to say yes and g...

Helped me build my credit the first to say yes and gave me a chance Reviewed on: 15th January 2026

Amazing service and quick effortless process.

Amazing service and quick effortless process. Reviewed on: 15th January 2026

I ham relly.

I ham relly. Happy with this card and wood tell all friends and family two get won. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 3.84 from 316 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub