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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card provided

Great credit card provided, regular updates about services keeps track of your credit overall a great company Reviewed on: 20th February 2023

Super

Reviewed on: 20th February 2023

Quick and easy

It was a very quick and easy process to set up my card and afterwards straight forward on how to use. Reviewed on: 20th February 2023

Fantastic new credit card company

Top class customer service, an easy to use app and fantastic products, what’s not to like? Reviewed on: 20th February 2023

Best credit card

Ease of use and explanation of statements so can understand interest charges etc Reviewed on: 20th February 2023

Easy application, excellent customer service

Any problems or need information they are on it straight away, recommended zopa 100% Reviewed on: 20th February 2023

Great Team ZOPA

Greetings from my own experience. I have already been using ZOPA credit card for 2 years and I am very satisfied, I had a case with the delay of the monthly plan and the Company Team helped me to extend the payment day, I am very grateful and glad that I chose ZOPA Reviewed on: 20th February 2023

Fantastic

A very good card with a truly excellent customer service that go behond Reviewed on: 20th February 2023

I've been extremely happy with Zopa

I have loved the good non spammy communication from Zopa, their fair standards on how credit limits are set and the control you have over your money. I love that payments to your account are instantaneous and any communication or issues I've had were always addressed on my account within minutes, great call centre staff to help out. A good experience overall. Reviewed on: 20th February 2023

Service

Outstanding service simple to use all round perfect Reviewed on: 20th February 2023

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