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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great Card

Easy to use app and informative notifications Reviewed on: 20th February 2023

The best bank

ZOPA bank is the best choice in my life. Very low interest rate compared to other banks. Very easy contact. I recommend it very much. Reviewed on: 20th February 2023

Really good card and app

This card is really good with an easy to use app Reviewed on: 20th February 2023

Werry good and easy to use

Excellent service and the best credit card ever to use Reviewed on: 20th February 2023

Holiday

Zopa Credit card is good for when you travel abroad I've used it in Bulgaria Reviewed on: 20th February 2023

Clear and fair

A fantastic credit card , I love the savings account, everything is transparent and honest Reviewed on: 20th February 2023

Great rates

Zopa have great rates and good customer service they help me out when they can. Reviewed on: 20th February 2023

Outstanding

Absolutely love Zopa. Their app is super easy to navigate but the best thing about Zopa is how fast the updates are. Payments and changes go through within seconds. Reviewed on: 20th February 2023

Good company

Very easy to use comprehensive recommennd it Reviewed on: 20th February 2023

Good support

Easy to access support through the app Reviewed on: 20th February 2023

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