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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

easy to use

3
haven't had any bad experience so far Reviewed on: 20th February 2023
Daphne Whale's avatar
Daphne Whale

Best service

5
Very good service and excellent customer service Reviewed on: 20th February 2023
Ibrar Ahmed's avatar
Ibrar Ahmed

Very good credit card for travelling

5
Absolutely love my ZOPA card! I travel abroad a lot for work and holiday so it's handy when paying for goods and services (without the worry of being stopped like my current account + no fees and charges!). Reviewed on: 20th February 2023
Michael J's avatar
Michael J

Transparent lending

5
Their app is very easy to use for multiple financial options (loans, savings etc) and they regularly review your borrowing ability too Reviewed on: 20th February 2023
Tony's avatar
Tony

5*

5
I’ve been with Zopa for about 2 yrs & never had any issues, customer service is 5*, friendly & understanding unlike a lot of other creditors. Highly recommend. Reviewed on: 20th February 2023
JillESpeedy@outlook.com's avatar
[email protected]

Zopa have helped me a lot with my credit card , just hope get a credit increase

5
Great credit card company well worth the try Reviewed on: 20th February 2023
Stuart lee's avatar
Stuart lee

Professional

5
It’s been a total professional experience so easy to use via the amazing Zopa app Reviewed on: 20th February 2023
chris.aldous@hotmail.co.uk's avatar
[email protected]

Excellent

5
I love this no nonsense card! The App is easy to navigate. Making payments is easy. Overall very good! Reviewed on: 20th February 2023
Natalie's avatar
Natalie

Great savings %

5
Started saving with Zopa and every other month the savings rate goes up. Fantastic. Reviewed on: 20th February 2023
philippaulcarter@yahoo.co.uk's avatar
[email protected]

Great Card

5
Easy to use app and informative notifications Reviewed on: 20th February 2023
Jim Holden's avatar
Jim Holden

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