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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great job

5
It is easy enough to apply and you can get great quality service from the company and people who are willing to help you with good quality customer service Reviewed on: 15th January 2023
Mohamed JEYLANI's avatar
Mohamed JEYLANI

Great card

5
Zopa is a great credit card. It also gives people with not great credit to have a credit card. Reviewed on: 15th January 2023
Sarah greene 's avatar
Sarah greene

Good one

5
Best ever credit card, good credit limit Reviewed on: 15th January 2023
Javed Malik's avatar
Javed Malik

Good to desl with

5
I have a credit card and their app on line is so easy to follow Reviewed on: 15th January 2023
Linda blower's avatar
Linda blower

Credit card

5
Straight forward easy to apply for knowing you'll be accepted Reviewed on: 15th January 2023
Guy 's avatar
Guy

Practical. Sensible. Flexible.

5
Ive found being a Zopa customer extremely satisfactory. They are sensible with the credit offered. I can choose my credit cushion. I can also limit/decrease my limit. Reviewed on: 15th January 2023
SmillaEvo's avatar
SmillaEvo

Excellent

5
Excellent card I’m very happy with this card service I will recommend to everyone and my friend word of mouth will spread original service Reviewed on: 15th January 2023
Mofozzul Ali's avatar
Mofozzul Ali

A must have card

5
Great new generation credit card. App easy to use payments as simple as anything . Just great all round Reviewed on: 15th January 2023
Marcia Johnson's avatar
Marcia Johnson

Great product

5
Everything is clearly explained, communication is good and credit limit is sensible. Reviewed on: 15th January 2023
Don Fish's avatar
Don Fish

Excellent

5
Trustworthy.simple.straight forward Reviewed on: 15th January 2023
Lee peacock's avatar
Lee peacock

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