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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Professional

It’s been a total professional experience so easy to use via the amazing Zopa app Reviewed on: 20th February 2023

Excellent

I love this no nonsense card! The App is easy to navigate. Making payments is easy. Overall very good! Reviewed on: 20th February 2023

Great savings %

Started saving with Zopa and every other month the savings rate goes up. Fantastic. Reviewed on: 20th February 2023

Great Card

Easy to use app and informative notifications Reviewed on: 20th February 2023

The best bank

ZOPA bank is the best choice in my life. Very low interest rate compared to other banks. Very easy contact. I recommend it very much. Reviewed on: 20th February 2023

Really good card and app

This card is really good with an easy to use app Reviewed on: 20th February 2023

Werry good and easy to use

Excellent service and the best credit card ever to use Reviewed on: 20th February 2023

Holiday

Zopa Credit card is good for when you travel abroad I've used it in Bulgaria Reviewed on: 20th February 2023

Clear and fair

A fantastic credit card , I love the savings account, everything is transparent and honest Reviewed on: 20th February 2023

Great rates

Zopa have great rates and good customer service they help me out when they can. Reviewed on: 20th February 2023

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