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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

All round great products. Good customer service

A good product which is just right for me. A good app with plenty of information and easy to use. Good communication with email and call center. Have made my credit lift a lot easier Reviewed on: 20th February 2023

Great apr rate

Apr offered was excellent good customer communication Reviewed on: 20th February 2023

Very helpful and the interest is very good

Very good and helpful . I would recommend this to anyone that just need some help for day to day bases Reviewed on: 20th February 2023

Excellent

Excellent customer service . Simply the best. Fully recommend . Easy to apply. Reviewed on: 20th February 2023

Great service

Applied for the card to build credit. Customer Service is great Reviewed on: 20th February 2023

Great card and service

Great card with good advice about ways to improve your credit rating and advice about getting into debt Reviewed on: 20th February 2023

Very professional customer services

Was just always made easy and stress free quick at resolving issues very professionally Reviewed on: 20th February 2023

Been really good service

Zopa been very helpful, good clear website Reviewed on: 20th February 2023

Great company

Not your normal credit card company, savings and educational Reviewed on: 20th February 2023

Easy to understand

Zopa is fairly easy to use and its platform is simple to understand what's going on. Their customer service is also recommendable as they solve your issue without any hassle. Reviewed on: 20th February 2023

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