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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very professional customer services

Was just always made easy and stress free quick at resolving issues very professionally Reviewed on: 20th February 2023

Been really good service

Zopa been very helpful, good clear website Reviewed on: 20th February 2023

Great company

Not your normal credit card company, savings and educational Reviewed on: 20th February 2023

Easy to understand

Zopa is fairly easy to use and its platform is simple to understand what's going on. Their customer service is also recommendable as they solve your issue without any hassle. Reviewed on: 20th February 2023

Amazing card to manage

Really flexible and useable card the defacto go to card with everything you need to manage a credit card appropriately and extra benefits with good rates too. Reviewed on: 20th February 2023

Supper easy

Easy to apply Easy to control and manage Easy user friendly app Reviewed on: 20th February 2023

Great credit card and zopa offer alot of other products

customer service is very good always there to help Reviewed on: 20th February 2023

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it.

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it. Reviewed on: 20th February 2023

Fantastic service and friendly

I have used this company for two years and they have an amazing range of products. Excellent customer service Reviewed on: 20th February 2023

Fantastic

Fantastic good communication kept update Reviewed on: 20th February 2023

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