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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing card to manage

Really flexible and useable card the defacto go to card with everything you need to manage a credit card appropriately and extra benefits with good rates too. Reviewed on: 20th February 2023

Supper easy

Easy to apply Easy to control and manage Easy user friendly app Reviewed on: 20th February 2023

Great credit card and zopa offer alot of other products

customer service is very good always there to help Reviewed on: 20th February 2023

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it.

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it. Reviewed on: 20th February 2023

Fantastic service and friendly

I have used this company for two years and they have an amazing range of products. Excellent customer service Reviewed on: 20th February 2023

Fantastic

Fantastic good communication kept update Reviewed on: 20th February 2023

Great service

Great service easy to manage website Reviewed on: 20th February 2023

Brilliant

Easy to use app and very helpful for customer service Reviewed on: 20th February 2023

Easy to use and kept updated

Like zopa credit card as it’s easy to use, easy to make a payment etc. Reviewed on: 20th February 2023

Really Happy

Really happy with service, I would definately recommend Reviewed on: 20th February 2023

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