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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Mr

5
Brilliantly good To me is good help me out loads Reviewed on: 15th January 2023
Erdinch Yildirim's avatar
Erdinch Yildirim

Great financial assistance.

5
I've had nothing but smooth experiences with Zopa and the fact they have helped me understand what goes in to having good credit and being able to manage it means a huge weight has been lifted off my shoulders Reviewed on: 15th January 2023
Geoffrey Holmes's avatar
Geoffrey Holmes

Helping My Credit Score

5
Zopa was the first credit card company I’ve used for a very long time to help boost my credit score. The app is very easy to use and keeps me informed on my iPhone my spenditure, balance and reminds me when a payment is due. The App also is very informative. Would and have definitely recommend to my family and friends Reviewed on: 15th January 2023
Marie Worgan's avatar
Marie Worgan

Fantastic

5
One of the best credit cards in the country Reviewed on: 15th January 2023
Ishty Ahmed's avatar
Ishty Ahmed

Great card to build your credit score with

4
Help you get on your way to build your credit with Reviewed on: 14th January 2023
rajk2410@hotmail.com's avatar
[email protected]

Amazing

5
Really good company Very good at answering any questions Also with helping when you need it Reviewed on: 14th January 2023
Shannon Foster's avatar
Shannon Foster

Very understanding credit card company

5
My experience with this credit card company was nothing else but pleasant! A credit card that understands your needs and what best suits you and I feel very comfortable knowing that they are on my side. Reviewed on: 14th January 2023
Stuart's avatar
Stuart

Zopla - Good company to deal with

5
My experience using Zopla has been very good always mindful of what amount you can have on a credit card ensuring that you don’t get yourself in financial problems. Reviewed on: 14th January 2023
Bobby's avatar
Bobby

Amazing

5
Quite handy to use. I am glad to have zopa credit card. It makes my life easy. Reviewed on: 14th January 2023
Mo 's avatar
Mo

Amazing credit card Company

5
No Hassle quick applications very firm with their help and want you to do better with money. I'd recommend to anyone! Reviewed on: 14th January 2023
Sam Scholes's avatar
Sam Scholes

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