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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent in every way

Zopa really helps me look after my credit. The app keeps me informed and is easy to use. Definitely recommend. Reviewed on: 20th February 2023

Fantastic card, great rates

Nothing but positive things to say about Zopa, fantastic app, great rates, good credit limit, very pleased would highly recommend ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 20th February 2023

Simply the best

Zopa couldn't be more helpful Had a problem and they were right on to it A very big thank you Reviewed on: 20th February 2023

Amazing!!!

Service is excellent Non-judgmental Great support I will recommend Zopa all day every day. Reviewed on: 20th February 2023

Good card and App

Easy to apply to and user friendly app. I would recommend; it's a good card to have for unexpected expenses. Reviewed on: 20th February 2023

Very good

Very good and easy. Will recommend. Reviewed on: 20th February 2023

Excellent all round service!

Easy application, everything Is explained and easily understood. Reviewed on: 20th February 2023

East to manage with great app

Brilliant from start to finish - the app is great and it also makes payment Uber easy Reviewed on: 20th February 2023

Brilliant service

I use this credit without any hassle and get help from the customer service team whenever needed very happy with service I get from the Zopa team Reviewed on: 20th February 2023

Fast easy and great service

Love this card! Great rates and easy to use! Reviewed on: 20th February 2023

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