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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card and company

Very good app, reasonable rates for my circumstances and customer service is brilliant Reviewed on: 14th January 2023

Simple and easy

Easy to apply and manage my account Reviewed on: 14th January 2023

Great Card

Great Card , easy to use, a card you can have confidence in. Reviewed on: 14th January 2023

Easy to use app., always working well.

Very flexible card, easy to make a payment, easy to make a contactless purchase. Reviewed on: 14th January 2023

Mr

It’s good to I’m using this Zopa credit card Reviewed on: 14th January 2023

fabulous

very good credit card I did like to have an increase credit but its OK anyway Reviewed on: 14th January 2023

excellent service

Friendly staff,more knowledgeable and ready to support in every way Reviewed on: 14th January 2023

Excellent

It’s so easy to use and very good customer service Reviewed on: 14th January 2023

Great product

I use the app to manage my card. Such a great card. Easy and quick toake extra payment. No hassle. Reviewed on: 14th January 2023

Good

Got this credit card 2 months ago as a backup, haven’t used it yet Reviewed on: 14th January 2023

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