Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Great service easy to manage website Reviewed on: 20th February 2023

Brilliant

Easy to use app and very helpful for customer service Reviewed on: 20th February 2023

Easy to use and kept updated

Like zopa credit card as it’s easy to use, easy to make a payment etc. Reviewed on: 20th February 2023

Really Happy

Really happy with service, I would definately recommend Reviewed on: 20th February 2023

Excellent in every way

Zopa really helps me look after my credit. The app keeps me informed and is easy to use. Definitely recommend. Reviewed on: 20th February 2023

Fantastic card, great rates

Nothing but positive things to say about Zopa, fantastic app, great rates, good credit limit, very pleased would highly recommend ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 20th February 2023

Simply the best

Zopa couldn't be more helpful Had a problem and they were right on to it A very big thank you Reviewed on: 20th February 2023

Amazing!!!

Service is excellent Non-judgmental Great support I will recommend Zopa all day every day. Reviewed on: 20th February 2023

Good card and App

Easy to apply to and user friendly app. I would recommend; it's a good card to have for unexpected expenses. Reviewed on: 20th February 2023

Very good

Very good and easy. Will recommend. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.67 from 122 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Platinum Credit Card
from Lloyds Bank 4.23 from 57 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub