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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Good

5
It is a good credit card that does not hassle you and gives you the credit you need Reviewed on: 14th January 2023
norriekelly_159@hotmail.com's avatar
[email protected]

Awesome

5
Great logical company with real people to actually talk not bots f you phone not use app Reviewed on: 14th January 2023
Henry Callow's avatar
Henry Callow

A good all around card

5
A good card, with clear and simple options, and different ways to manage it. Reviewed on: 14th January 2023
Palmereap's avatar
Palmereap

Easy to transfer funds. Good app interface

5
Was easy to set up and minimal need to contact customer services. Reviewed on: 14th January 2023
Owen Gallagher's avatar
Owen Gallagher

great credit card

5
does what it says easy website clear advice great service Reviewed on: 14th January 2023
kevinyeti's avatar
kevinyeti

Great service

5
Easy to setup very happy customer Reviewed on: 14th January 2023
Chris's avatar
Chris

Zopa the bank with the Triple Z Zing Rating

5
Zopa is the Zing in the Zone for the Zesty Zillionaire Reviewed on: 14th January 2023
Daron James's avatar
Daron James

Great company

5
Great company great customer service responsible lending Reviewed on: 14th January 2023
Neil morgan's avatar
Neil morgan

Awesome

5
I love it it manageable and so easy to use, best company I been with. Reviewed on: 14th January 2023
Kyle Gibbon's avatar
Kyle Gibbon

Amazing flexible card

5
Can use anywhere, accepted by Zopa with no fuss or hassle. Good app. I know what I'm using and where. Cannot complain. Can use online as easy as a high street store. Fab. Reviewed on: 14th January 2023
Stephen stevenson 's avatar
Stephen stevenson

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