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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best ever credit provider

Easy to use credit product and frequent credit information. Low interest. Good app for account management Reviewed on: 14th January 2023

Best of the best

I have found Zopa to be exceptional in all regards when looking after their customers be it whether advice communication or just being professional everything a good company should be. Reviewed on: 14th January 2023

The best card with everything you need.

Zopa card has a quick and easy application with regular but not too many emails showing when payments are due and also offers they have including ways to get the best from your account. Definitely recommend Reviewed on: 14th January 2023

Taking control of credit

So easy to transfer my balance. Really easy to keep control with easily understandable app- well done Zopa! Reviewed on: 14th January 2023

Simple

Simply the best credit card easy to use Reviewed on: 14th January 2023

Always there and willing to help

I chose Zopa because of the wsy they are always willing to listen and hep. Reviewed on: 14th January 2023

Easy quickly and helpful to have any family

Lovely very promising and very nice reviews Reviewed on: 14th January 2023

Awesome

Great Credit Card company they treat you like a human not just a number ! Reviewed on: 14th January 2023

Easy to use, the app is great, top customer service

My experience with Zopa has been really positive in every way. The app is great and easy to use, allowing you more control over your credit card. Telephone customer service has also been positive. Would recommend. Reviewed on: 14th January 2023

Tops card

Great company, great service. Helpful, Reviewed on: 14th January 2023

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