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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44342)

Very satisfied

5
They have improved my credit limit without even requesting it Reviewed on: 8th February 2023
Stefano's avatar
Stefano

Fantastic credit card

5
Easy application, high approval rates even for those with poorer credit history and great app to make life easier! Reviewed on: 7th February 2023
Kay Tee's avatar
Kay Tee

Ive had this card it is gud for emergencys but i fell behind in payments due to covid and waant able to work

5
I would love to win this cause i have a card and fell behind in payments due to covid and iwinning i wouldpay of wat i owe Reviewed on: 7th February 2023
Tammy bishop 's avatar
Tammy bishop

Top Class Company

5
It was a really good company and it was easy to get signed on to my credit card Reviewed on: 7th February 2023
Terry Biggs's avatar
Terry Biggs

Zopa credit card

5
I would highly recommend this credit card for friends and family members Reviewed on: 6th February 2023
sandra branco's avatar
sandra branco

Excellent service

5
Zopa has given me a chance to have a credit card despite my bad credit history. Reviewed on: 6th February 2023
prairie1988's avatar
prairie1988

Great card great service!

5
Easy convenient and fuss free. The app is easy to use and good to keep up with balances. Reviewed on: 6th February 2023
Nicola Christian's avatar
Nicola Christian

excellent

5
very helpful, accommodating and highly recommended Reviewed on: 5th February 2023
Jennifer Tolentino's avatar
Jennifer Tolentino

Makes everything easy

5
Easy to use app, simple to use payment system, 10/10 Reviewed on: 3rd February 2023
Mrkingy's avatar
Mrkingy

Excellent service

5
A credit card that rewards your hard work on paying on time. And that helps you through your credit journey. I've had a capital one card for over a year now at £200 credit paid on time used it alot still at £200 . Zopa so much better. Reviewed on: 3rd February 2023
Wayne Crews's avatar
Wayne Crews

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