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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fabulous

Great service & APR would recommend Zopa for Kaunas as well excellent customer service Reviewed on: 10th February 2023

Fabulous Credit Card provider

Providing credit card facilities for the average person with very easy to use app Reviewed on: 10th February 2023

Bad card.

I was recently informed that three hard pulls were made on my credit report, but I was not approved for the card. This is unacceptable and has caused unnecessary stress and damage to my credit score. I hope that you will take this matter seriously and improve your approval process in the future. Reviewed on: 10th February 2023

Very satisfied

They have improved my credit limit without even requesting it Reviewed on: 8th February 2023

Fantastic credit card

Easy application, high approval rates even for those with poorer credit history and great app to make life easier! Reviewed on: 7th February 2023

Ive had this card it is gud for emergencys but i fell behind in payments due to covid and waant able to work

I would love to win this cause i have a card and fell behind in payments due to covid and iwinning i wouldpay of wat i owe Reviewed on: 7th February 2023

Top Class Company

It was a really good company and it was easy to get signed on to my credit card Reviewed on: 7th February 2023

Zopa credit card

I would highly recommend this credit card for friends and family members Reviewed on: 6th February 2023

Excellent service

Zopa has given me a chance to have a credit card despite my bad credit history. Reviewed on: 6th February 2023

Great card great service!

Easy convenient and fuss free. The app is easy to use and good to keep up with balances. Reviewed on: 6th February 2023

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