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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Zopa best credit card

5
Excellent customer service anytime I’ve had a query Reviewed on: 14th January 2023
Patricia Lowe 's avatar
Patricia Lowe

Pleased

5
So easy to get app and instructions easy to understand and follow. Also pleased that I could put aside a wee bit as a safety net for emergency’s. Reviewed on: 14th January 2023
Caity Duncan's avatar
Caity Duncan

Excellent support

4
Great app, great support team if needed ...can get through to a real person Reviewed on: 14th January 2023
Aline's avatar
Aline

Excellent

5
Excellent. Easy and simple to use. Reviewed on: 14th January 2023
popova.veselina@yahoo.co.uk's avatar
[email protected]

Excellent

5
Great App Zopa service . Good information about credit limits ! Reviewed on: 14th January 2023
Joanne Stokes 's avatar
Joanne Stokes

GREAT CARD TO IMPROVE AND BUILD CREDIT

5
Zopa card has helped me steadily build by credit and improve my finances. Easy to use app and loads of helpful advice and management my money tools. Customer is always on hand to help with any question or queries I may have. I feel guided and not alone. I see Zopa as a helpful friend. Reviewed on: 14th January 2023
Zenobia Fynn's avatar
Zenobia Fynn

Great Support

5
Great support, tips, reminders to help you look after your finances Reviewed on: 14th January 2023
bekkaroo2@gmail.com's avatar
[email protected]

Top

5
Im so happy USD Zopa i will recommend 100 % Reviewed on: 14th January 2023
Robert Wroblewski's avatar
Robert Wroblewski

Excellent app/card for travelling

5
I used this card to travel to Australia, really useful and didn't cost a lot Reviewed on: 14th January 2023
Sue Angilley-Brown's avatar
Sue Angilley-Brown

FRIENDLY WELCOME

5
I was refused elsewhere because of poor credit, but you accepted me. Reviewed on: 14th January 2023
NGOSSAN ACHOUMON's avatar
NGOSSAN ACHOUMON

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