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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Perfect

Great app, helps you stay in control of your spending and payments credited to your account immediately. Reviewed on: 31st January 2023

Excellent service

Highly accessible and easy use. Great in keeping things simple. Reviewed on: 31st January 2023

No fuss. Old style.

Easy to apply for their card, quick decision, no waiting for it’s arrival. The App is the most user friendly around; does what you want, when you want. Clear and simple balance, and in a font that easy to read. Reviewed on: 30th January 2023

Great service

This card is a comparatively cheap and flexible way to borrow money. Applicants with low credit scores are unlikely to be eligible. Reviewed on: 30th January 2023

Service

Excellent and very proffesional staff. Good website and call centre controllers very good knowledge polite and helpfull. Reviewed on: 30th January 2023

Credit card

Very happy with zopa never had any problems Reviewed on: 30th January 2023

Quite easy to apply

One if the few cards that was readily accessible without having to meet an abundance of criteria. Reviewed on: 30th January 2023

Good value product

Easy access and user friendly. Polite and ready answers from the team Reviewed on: 30th January 2023

Excellent credit card

I'm happy with the zopa credit card, good service. Reviewed on: 30th January 2023

Brilliant service and friendly staff

They go out of the way to help and give you the best advice for you Reviewed on: 30th January 2023

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