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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Excellent service

5
Highly accessible and easy use. Great in keeping things simple. Reviewed on: 31st January 2023
David Ashley's avatar
David Ashley

No fuss. Old style.

5
Easy to apply for their card, quick decision, no waiting for it’s arrival. The App is the most user friendly around; does what you want, when you want. Clear and simple balance, and in a font that easy to read. Reviewed on: 30th January 2023
A. Hyland's avatar
A. Hyland

Great service

4
This card is a comparatively cheap and flexible way to borrow money. Applicants with low credit scores are unlikely to be eligible. Reviewed on: 30th January 2023
Mihnea Groza's avatar
Mihnea Groza

Service

5
Excellent and very proffesional staff. Good website and call centre controllers very good knowledge polite and helpfull. Reviewed on: 30th January 2023
chris stafford's avatar
chris stafford

Credit card

5
Very happy with zopa never had any problems Reviewed on: 30th January 2023
Kat's avatar
Kat

Quite easy to apply

3
One if the few cards that was readily accessible without having to meet an abundance of criteria. Reviewed on: 30th January 2023
David Morley's avatar
David Morley

Good value product

5
Easy access and user friendly. Polite and ready answers from the team Reviewed on: 30th January 2023
CROMWELL TAMBATAMBA's avatar
CROMWELL TAMBATAMBA

Excellent credit card

5
I'm happy with the zopa credit card, good service. Reviewed on: 30th January 2023
Eva's avatar
Eva

Brilliant service and friendly staff

5
They go out of the way to help and give you the best advice for you Reviewed on: 30th January 2023
Christopher's avatar
Christopher

Helping hand

5
Helps a lot at this hardest time. Reviewed on: 29th January 2023
Preciosa Andrada's avatar
Preciosa Andrada

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