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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great company

Supportive and understanding. I have always managed to talk to ZOPA. Reviewed on: 14th January 2023

Credit card

Good credit card instrest is reasonably low it helps a lot Reviewed on: 14th January 2023

Clear Finance

Straight forward. Clear site. Easy to follow. Would definitely recommend. Reviewed on: 14th January 2023

Great for credit building

Useful for those trying to improve their credit score Reviewed on: 14th January 2023

Excellent service provider

Excellent service and communication from point of application to despatch of card. I am very happy to recommend Zopa to family members and friends. Thank you. Reviewed on: 14th January 2023

Recommend

Never had an issue, good credit card and limit Reviewed on: 14th January 2023

Best credit card

Best bank and credit card easy to apply and very quick. Online vety easy to sign on . I am very happy with staff credit card and online system Reviewed on: 14th January 2023

Easy and trustworthy

At last, a card provider that is transparent and trustworthy. Highly recommended Reviewed on: 14th January 2023

Absolutely zero stress when navigating web pages for information

Although, there hasn't been any need to discuss queries or interactions with custom service representatives I am certain to receive a good level of customer care. Reviewed on: 14th January 2023

Financially friendly

Helped me when I needed it and helping me to get back on track Reviewed on: 14th January 2023

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