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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Very quick and easy process to apply and card delivered fast Reviewed on: 14th January 2023

Amazing service

Amazing service good all round app always know what's happening at any time Reviewed on: 14th January 2023

Credit card

Great credit card for emergency funds and payments get credited immediately back onto your card Reviewed on: 14th January 2023

Great product

Great product with great service Reviewed on: 14th January 2023

Excellent & ethical

Zopa has allowed me to build my credit rating whilst keeping my limit at a reasonable amount Reviewed on: 14th January 2023

Great service

It’s a great service, great company for helping you get back on track with your credit score Reviewed on: 14th January 2023

Please customer

Have had the best experience with zopa and they have helped me build my credit score Reviewed on: 14th January 2023

Very good

Really good experience would definitely recommend you to a freind Reviewed on: 14th January 2023

Fabulous

Never had a problem with Zopa, very helpful, professional and friendly service. Reviewed on: 14th January 2023

Really great company

Easy, fast, simple credit card application. Great rates, even better customer service. No complaints whatsoever Reviewed on: 14th January 2023

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