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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent service

Zopa is easy to access and service is very good. Decision in couple of minutes. Card comes sooner than you expect. It has been a wonderful experience with Zopa for years and I don't regret it one bit Reviewed on: 26th January 2023

Zopa is incredibly easy to use for products and services. Zopa makes it simple to track and control my spending. I have dyslexia and dyspraxia yet find Zopa credit card completely user friendly.

Zopa credit card, transparent, user-friendly and flexible. Reviewed on: 26th January 2023

Excellent

Excellent service never had a problem with them Reviewed on: 26th January 2023

Just the best

Easy hassle free ,24/7 support I couldn't ask for better , Reviewed on: 26th January 2023

Great

Easy and quick application, decent interest rates and easy to use app Reviewed on: 26th January 2023

Very serious company, help me to manage my finance very well

Is a significant experience and I will be glad to receive the information any time from them, thank you! Reviewed on: 26th January 2023

Very helpful

I am very happy to use this card Reviewed on: 26th January 2023

Great company

Very good company very professional always there to help so you don't get into financial trouble. Reviewed on: 26th January 2023

Amazing

The services and products they offer is second to none, with amazing customer support. Reviewed on: 25th January 2023

Helping me build

This card is so easy to use and is brilliant for building your credit score and help you keep control of your spending Reviewed on: 25th January 2023

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