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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The most amazing company

Zopa credit card helped me through the tough covid times.I prefer texting to agents about my enquiries and zopa live chat is always there for me.They are the best company if you looking for a new credit card or loan.Thank you zopa! Reviewed on: 27th January 2023

Great Credit Card!

Zopa was there to help when I needed and emergency credit card. Reviewed on: 27th January 2023

Easy and convenient service

Zopa offers an easy and fast application process. You can manage your spending and monthly payments effortlessly. Great service when you travel abroad. Reviewed on: 27th January 2023

Superb service, fantastic

Great Bank and support, would recommend Reviewed on: 27th January 2023

The best

I'm happy to take part on Zopa club, for my zona credit card is the best Reviewed on: 27th January 2023

Support

The chat function on the website for support and questions is really fast and reliable. When put through to an agent they are really facilitating and helpful Reviewed on: 27th January 2023

Credit card

Really helpful app to manage payments view credit limits etc. Not had any problems so far Reviewed on: 26th January 2023

Highly recommended

Easy to use app. No issues so far and I have had the card for 1 year now. Reviewed on: 26th January 2023

Great company

This card is so easy to use and very clear Reviewed on: 26th January 2023

Easy as pie

From day one they have been great to be part of Reviewed on: 26th January 2023

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