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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

The best

I'm happy to take part on Zopa club, for my zona credit card is the best Reviewed on: 27th January 2023

Support

The chat function on the website for support and questions is really fast and reliable. When put through to an agent they are really facilitating and helpful Reviewed on: 27th January 2023

Credit card

Really helpful app to manage payments view credit limits etc. Not had any problems so far Reviewed on: 26th January 2023

Highly recommended

Easy to use app. No issues so far and I have had the card for 1 year now. Reviewed on: 26th January 2023

Great company

This card is so easy to use and very clear Reviewed on: 26th January 2023

Easy as pie

From day one they have been great to be part of Reviewed on: 26th January 2023

Easy to apply and credit limit easily increases if you're a good payer.

You can easily see how much you've used in your credit card and also when you pay it is updated straight away. Online apps very useful and customer service is very good. We used it abroad no bother. Reviewed on: 26th January 2023

best card

best card and always best in uk . very good interest rates Reviewed on: 26th January 2023

1ST CLASS SERVICE AND GREAT BACK UP

Friendly and knowledgeable support team. All queries are professionally handled and solutions are always delivered. Reviewed on: 26th January 2023

Excellent service

Zopa is easy to access and service is very good. Decision in couple of minutes. Card comes sooner than you expect. It has been a wonderful experience with Zopa for years and I don't regret it one bit Reviewed on: 26th January 2023

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