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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Love it

Quick and easy to apply and manage Reviewed on: 14th January 2023

My First Credit Card fir Years

Thanks too Zopa I have managed to have a credit card again. Over the past 4 yrs I was with a woman who run up big debts on cards using my name. I have managed to clear these and acquired a credit card again thanks to ZOPA. I would like to thank Zopa for putting there trust in me... Reviewed on: 14th January 2023

A plus

Great product great service would definitely recommend Reviewed on: 14th January 2023

Great

Amazing loan easy to use app would highly recommend Reviewed on: 14th January 2023

Great credit card

I have found using Zopa really great.! They help you improve your financial situation by giving you advice on how to best manage your finances. Reviewed on: 14th January 2023

Great app

I only have this card for small purchases, the protection and security are excellent. And the app makes it so easy to keep track! Love it. Reviewed on: 14th January 2023

Excellent

Zopa are an excellent card provider they keep me informed about all offers and send reminders when payments are due the app shows all my transactions and is easy to use Reviewed on: 14th January 2023

Brilliant

I have never had any trouble paying the app is so simple to use Reviewed on: 14th January 2023

Easy, efficient and helpful

Easy to apply and great app to keep on track Reviewed on: 14th January 2023

Quick and good rates

Excellent quick and easy . App is easy to use and lots of information Reviewed on: 14th January 2023

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