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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to apply and credit limit easily increases if you're a good payer.

You can easily see how much you've used in your credit card and also when you pay it is updated straight away. Online apps very useful and customer service is very good. We used it abroad no bother. Reviewed on: 26th January 2023

best card

best card and always best in uk . very good interest rates Reviewed on: 26th January 2023

1ST CLASS SERVICE AND GREAT BACK UP

Friendly and knowledgeable support team. All queries are professionally handled and solutions are always delivered. Reviewed on: 26th January 2023

Excellent service

Zopa is easy to access and service is very good. Decision in couple of minutes. Card comes sooner than you expect. It has been a wonderful experience with Zopa for years and I don't regret it one bit Reviewed on: 26th January 2023

Zopa is incredibly easy to use for products and services. Zopa makes it simple to track and control my spending. I have dyslexia and dyspraxia yet find Zopa credit card completely user friendly.

Zopa credit card, transparent, user-friendly and flexible. Reviewed on: 26th January 2023

Excellent

Excellent service never had a problem with them Reviewed on: 26th January 2023

Just the best

Easy hassle free ,24/7 support I couldn't ask for better , Reviewed on: 26th January 2023

Great

Easy and quick application, decent interest rates and easy to use app Reviewed on: 26th January 2023

Very serious company, help me to manage my finance very well

Is a significant experience and I will be glad to receive the information any time from them, thank you! Reviewed on: 26th January 2023

Very helpful

I am very happy to use this card Reviewed on: 26th January 2023

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