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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Brilliant

Easy to use, quick application, built up my credit rating Reviewed on: 25th January 2023

Excellent

Excellent Reviewed on: 25th January 2023

Great company

Easy to use and great customer service Reviewed on: 25th January 2023

Hassle free

Easy to use 2 min transfer from bank ready to use same time not much interest Reviewed on: 25th January 2023

No worries

How often can one say a credit card is no worries nowadays? Well, you can with Zopa. Reviewed on: 25th January 2023

Fantastic company very friendly on the phone

Very polite and efficient on the phone , took time to talk and made me feel welcome for going with the company Reviewed on: 25th January 2023

Perfect

Great company , very nice customer service! Reviewed on: 25th January 2023

Very easy to use and helpful in these hard times

I've never had a bad issue with them and quick response to any questions.or help I have needed. Which jas taken off.pressure. Reviewed on: 25th January 2023

Too good

Very easy to use . Soon as you pay your card r ready to use Reviewed on: 25th January 2023

Second chance

After spending the past 5 years in an IVA with no possibility of credit, Zopa we’re first to allow me a small credit card. A second chance to build my credit rating and get back on track. Reviewed on: 25th January 2023

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