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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa is incredibly easy to use for products and services. Zopa makes it simple to track and control my spending. I have dyslexia and dyspraxia yet find Zopa credit card completely user friendly.

Zopa credit card, transparent, user-friendly and flexible. Reviewed on: 26th January 2023

Excellent

Excellent service never had a problem with them Reviewed on: 26th January 2023

Just the best

Easy hassle free ,24/7 support I couldn't ask for better , Reviewed on: 26th January 2023

Great

Easy and quick application, decent interest rates and easy to use app Reviewed on: 26th January 2023

Very serious company, help me to manage my finance very well

Is a significant experience and I will be glad to receive the information any time from them, thank you! Reviewed on: 26th January 2023

Very helpful

I am very happy to use this card Reviewed on: 26th January 2023

Great company

Very good company very professional always there to help so you don't get into financial trouble. Reviewed on: 26th January 2023

Amazing

The services and products they offer is second to none, with amazing customer support. Reviewed on: 25th January 2023

Helping me build

This card is so easy to use and is brilliant for building your credit score and help you keep control of your spending Reviewed on: 25th January 2023

Brilliant

Easy to use, quick application, built up my credit rating Reviewed on: 25th January 2023

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