Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent

Excellent Reviewed on: 25th January 2023

Great company

Easy to use and great customer service Reviewed on: 25th January 2023

Hassle free

Easy to use 2 min transfer from bank ready to use same time not much interest Reviewed on: 25th January 2023

No worries

How often can one say a credit card is no worries nowadays? Well, you can with Zopa. Reviewed on: 25th January 2023

Fantastic company very friendly on the phone

Very polite and efficient on the phone , took time to talk and made me feel welcome for going with the company Reviewed on: 25th January 2023

Perfect

Great company , very nice customer service! Reviewed on: 25th January 2023

Very easy to use and helpful in these hard times

I've never had a bad issue with them and quick response to any questions.or help I have needed. Which jas taken off.pressure. Reviewed on: 25th January 2023

Too good

Very easy to use . Soon as you pay your card r ready to use Reviewed on: 25th January 2023

Second chance

After spending the past 5 years in an IVA with no possibility of credit, Zopa we’re first to allow me a small credit card. A second chance to build my credit rating and get back on track. Reviewed on: 25th January 2023

Simple

It is very simple and hassle-free to get a credit card. Reviewed on: 24th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.82 from 14 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Cashback Plus Credit Card
from NatWest 4.51 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub