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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa

Happy with the way you have treated me Reviewed on: 14th January 2023

Easy and smooth interface

So easy and user friendly to use unlike other I’ve used in the past, love the safety features Reviewed on: 14th January 2023

Great company

Quick , effective application process. Great App and customer service.. Reviewed on: 14th January 2023

The best credit card company

Overall I’ve had a great experience with Zopa Reviewed on: 14th January 2023

Brilliant Customer Service

Very quick to answer phone calls, live chat run impressively additionally. Easy to use service and simple to make changes through the mobile app. 5 star service. Reviewed on: 14th January 2023

Great Customer Service & Care

A fantastic company. Very supportive. Always on hand to help. Best one I have come across. Reviewed on: 14th January 2023

Great credit card provider

Make everything so easy & really helpful Reviewed on: 14th January 2023

Simple, easy, useful

Zopa has been an absolute breath of fresh air. Ease of use and helpfulness have been wonderful Reviewed on: 14th January 2023

Very good ,

Very good ,would definitely recommend to anyone Reviewed on: 14th January 2023

Credit card with Ease

Zopa credit card is very easy to get and the customer service is available at all a time and very helpful. Reviewed on: 14th January 2023

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