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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Simple

It is very simple and hassle-free to get a credit card. Reviewed on: 24th January 2023

Excellent

I've a got a very dodgy credit file and zopa gave me a credit card. Its handy for my work as a self employed person. Also it will help build my credit up. Thanks Reviewed on: 24th January 2023

Overall good experience

Best better then other credit cards Reviewed on: 24th January 2023

Easy to manage

The credit card is easy to manage with a versatile app that allows you to control your spending. Reviewed on: 24th January 2023

Outstanding

Really helpful, great app simple and easy to use Reviewed on: 24th January 2023

Great company

Great company on hand to support your needs, good quality app does what it needs to , easy to make extra payments Reviewed on: 24th January 2023

Awesome credit card

Never any problems using this card and very easy to use and great to get txts reminding me when to pay it off Reviewed on: 24th January 2023

App is very easy

App is very easy and I can doing fast Reviewed on: 24th January 2023

Friendly creditors

Very easy to apply and use and you updated about your limits Reviewed on: 24th January 2023

A Smart and User-Friendly Card!

Just got this new card from Zopa; the experience is amazing! The features suit my lifestyle. I hope to keep enjoying my card and would confidently recommend their services to friends and family! Anderline-Gold Reviewed on: 24th January 2023

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