Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use card

Great card good service great rates Reviewed on: 15th January 2023

Five star company

Help me to get my credit score up easy to use app and also really good saving account even Better than my normal bank who I have been with for 30 years Reviewed on: 15th January 2023

Easily set up an managed

1st class service no issues at all any help needed answered straight away. Reviewed on: 15th January 2023

Good

Good credit card35907xifxoycpycpycyodoyc Reviewed on: 15th January 2023

Best credit card

Since having my card zopa have been brilliant. The service they supply is second to none. Always there to help out. Reviewed on: 15th January 2023

Easy to do

I applied, got accepted and pay each month, so easy to use and friendly Reviewed on: 15th January 2023

Great little card.

No problem using this card as and where I want. Reviewed on: 15th January 2023

Good value

Good value for your money useful when needed for emergency thanks Reviewed on: 15th January 2023

Zopa is cool

The best credit card I ever have Reviewed on: 15th January 2023

Best ever

I really appreciate this company. Great app! Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Premier Credit Card
from HSBC 3.85 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub